UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): August 20, 2004

Everest Re Group, Ltd.


(Exact Name of Registrant as Specified in Charter)

               Bermuda     1-15731     Not Applicable    



     (State or Other Jurisdiction   (Commission   (I.R.S. Employer  
          of Incorporation)   File Number)   Identification No.)    



c/o ABG Financial & Management Services, Inc.                
                 Parker House, Wildey Road      
                   St. Michael, Barbados      Not Applicable    

 
          (Address of Principal Executive Offices)       (Zip Code)  

Registrant’s telephone number, including area code: 246-228-7398

Not Applicable


(Former Name or Former Address, if Changed Since Last Report)







Item 7.     FINANCIAL STATEMENTS AND EXHIBITS

(c)     Exhibits  
     
   Exhibit No. Description 
     
   99.1 News Release of the registrant, 
        dated August 20, 2004


Item 9.   REGULATION FD DISCLOSURE

          On August 20, 2004, the registrant issued a news release announcing its estimate of losses from Hurricane Charley. A copy of that news release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

          In accordance with general instruction B.2 of Form 8-K, the information in this report, including exhibits, is furnished pursuant to Item 9 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section.




SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
     
     
    EVEREST RE GROUP, LTD.
     
     
    By:  /s/  STEPHEN L. LIMAURO               
                  Stephen L. Limauro
           Executive Vice President and
                  Chief Financial Officer


Dated: August 20, 2004



EXHIBIT INDEX

Exhibit              
Number   Description of Document     Page No.
     
99.1   Press Release of the registrant, dated          5
    August 20, 2004