SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT


                Pursuant to Section 13 or 15(d) of the Securities
                              Exchange Act of 1934


         Date of Report (Date of earliest event reported): July 13, 2005

                            ProAssurance Corporation
             (Exact name of registrant as specified in its charter)

        Delaware                    001-16533                  63-1261433
(State of Incorporation)      (Commission File No.)      (IRS Employer I.D. No.)


100 Brookwood Place, Birmingham, Alabama                         35209
(Address of Principal Executive Office )                       (Zip code)

       Registrant's telephone number, including area code: (205) 877-4400


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:
 
|X|  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

|X|  Soliciting  material  pursuant to Rule 14a-12 under the  Securities Act (17
     CFR 240.14a-12)

|_|  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17CFR 240.14d-2(b))

|_|  Pre-commencement communications pursuant to Rule 13e-(c) under the Exchange
     Act (17CFR 240.13e-(c))





Item 7.01     Regulation FD Disclosure

     On July 13, 2005,  ProAssurance  Corporation and NCRIC Group,  Inc. jointly
announced that the District of Columbia Department of Insurance,  Securities and
Banking  ("DISB")  has approved the proposed  acquisition  of NCRIC,  Inc.,  the
insurance  subsidiary  of  NCRIC  Group,  as  part  of  ProAssurance's  proposed
acquisition  of NCRIC Group.  This  acquisition  is taking  place  pursuant to a
merger agreement dated February 28, 2005.


Item 9.01     Financial Statements and Exhibits

     Exhibit 99.1 - News release dated July 13, 2005

We are  furnishing  the  exhbit to this Form 8-K in  accordance  with item 7.01,
Regulation FD Disclosure.  The exhibit shall not be deemed to be "filed" for the
purposes of Section 18 of the Securities and Exchange Act of 1934 (the "Exchange
Act"),  or otherwise  subject to the liability of such  section,  nor shall such
information  be  deemed  incorporated  by  reference  in any  filing  under  the
Securities  Act  of  1933  or  the  Exchange  Act,  regardless  of  the  general
incorporation language of such filing, except as shall be expressly set forth by
specific reference in such filing.


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                                    SIGNATURE


     Pursuant to the  requirements  of the Securities  Exchange act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

Date:  July 13, 2005



                                          PROASSURANCE CORPORATION



                                          By:  /s/ Howard H. Friedman
                                          --------------------------------------
                                                   Howard H. Friedman
                                                   Corporate Secretary


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