Filed Pursuant to Rule 433
Registration No. 333-175538
November 14, 2012
BB&T Corporation
Pricing Term Sheet
Medium-Term Notes (Senior), Series C
$500 million
1.450% Senior Notes due 2018
| Issuer | BB&T Corporation | |
| Security | 1.450% Senior Notes due January 12, 2018 | |
| Ratings | A2 (Moody’s) / A- (S&P) / A+ (Fitch) / AH (DBRS) | |
| Currency | USD | |
| Size | $500,000,000 | |
| Security Type | SEC Registered Medium-Term Notes, Series C (Senior) | |
| Maturity | January 12, 2018 | |
| Coupon | 1.450% | |
| Payment Frequency | Semi-Annually | |
| Day Count Convention | 30/360 | |
| Redemption Date | December 12, 2017 | |
| Redemption Terms | Redeemable in whole or in part on or after the Redemption Date at 100% of the principal amount of the Senior Notes (par), plus accrued and unpaid interest thereon to the date of redemption. We shall provide 10 to 60 calendar days notice of redemption to the registered holder of the Senior Notes. | |
| Benchmark Treasury | 0.750% US Treasury due October 31, 2017 | |
| Spread to Benchmark Treasury | +85 bps | |
| Benchmark Treasury Spot and Yield | 100-19+; 0.625% | |
| Price to Public | 99.876% of face amount | |
| Yield to Maturity | 1.475% | |
| Proceeds (Before Expenses) to Issuer | $498,880,000 | |
| Interest Payment Dates | January 12 and July 12 of each year, commencing July 12, 2013 | |
| Trade Date | November 14, 2012 | |
| Settlement Date | November 21, 2012 | |
| Denominations | $2,000 x $1,000 | |
| CUSIP / ISIN | 05531FAM5 / US05531FAM59 | |
| Joint Bookrunners | Barclays Capital Inc. BB&T Capital Markets, a division of Scott & Stringfellow, LLC Deutsche Bank Securities Inc. Jefferies & Company, Inc. | |
Note: A securities rating is not a recommendation to buy, sell or hold securities and should be evaluated independently of any other rating. The rating may be subject to revision or withdrawal at any time by the assigning rating organization.
The issuer has filed a registration statement (including a pricing supplement, a prospectus supplement and a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read those documents and the other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the pricing supplement, the prospectus supplement and the prospectus if you request them by calling Barclays Capital Inc. toll free at 1-888-603-5847; BB&T Capital Markets, a division of Scott & Stringfellow, LLC at 804-787-8221; Deutsche Bank Securities Inc. toll-free at 1-800-503-4611; or Jefferies & Company Inc. at toll-free at 877-547-6340.