UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: DECEMBER 31, 2004
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: First Filing for Community Bank Services Inc.
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer WILLIAMSVILLE, NY 10/29/04
----------------- ----------------- -----------------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported
by other reporting manager(s).)
List of Other Managers Reporting for this Manager: [If there are no entries in
this list, omit this section.]
Form 13F File Number Name
- [Repeat as necessary.]
-------------------------------
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 386
Form 13F Information Table Value Total: $117006
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
AS OF 12/31/2004
VALUE SHARES SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
ACCENTURE LTD BERMUDA CL A G1150G111 48 1800 SH DEFINED 1800 0 0
INGERSOLL RAND LTD G4776G101 36 450 SH SOLE 450 0 0
INGERSOLL RAND LTD G4776G101 52 660 SH DEFINED 660 0 0
TRANSOCEAN INC ORD G90078109 1289 30425 SH SOLE 30100 0 325
TRANSOCEAN INC ORD G90078109 105 2500 SH DEFINED 2500 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 6 500 SH SOLE 500 0 0
OMI CORPORATION Y6476W104 3 200 SH DEFINED 200 0 0
AGL RES INC COM 1204106 6 200 SH SOLE 200 0 0
AES CORP COM 00130H105 11 833 SH DEFINED 833 0 0
AT&T CORP COMNEW 1957505 5 264 SH SOLE 264 0 0
AT&T CORP COMNEW 1957505 3 200 SH DEFINED 200 0 0
ABBOTT LABS COM 2824100 264 5680 SH SOLE 5680 0 0
ABBOTT LABS COM 2824100 3 75 SH DEFINED 75 0 0
ADVANCED MEDICAL OPTICS INC COM 00763M108 5 133 SH DEFINED 133 0 0
AETNA INC NEW COM 00817Y108 12 100 SH SOLE 100 0 0
AGERE SYSTEMS INC CLASS A 00845V100 0 5 SH SOLE 5 0 0
AGERE SYSTEMS INC CLASS B 00845V209 0 143 SH SOLE 143 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 20 843 SH SOLE 843 0 0
AIR PRODS & CHEMS INC COM 9158106 302 5225 SH SOLE 5225 0 0
ALBERTSONS INC COM 13104104 2 100 SH SOLE 100 0 0
ALCOA INC COM 13817101 25 800 SH DEFINED 800 0 0
ALLERGAN INC COM 18490102 48 600 SH DEFINED 600 0 0
ALLIANCE FINANCIAL CORP NY COM 19205103 22 735 SH SOLE 735 0 0
ALLSTATE CORP COM 20002101 72 1400 SH DEFINED 1400 0 0
ALLTEL CORP COM 20039103 2 40 SH SOLE 40 0 0
ALLTEL CORP COM 20039103 11 200 SH DEFINED 200 0 0
ALTRIA GROUP INC COM 02209S103 73 1200 SH DEFINED 1200 0 0
AMERICAN ELEC PWR INC COM 25537101 24 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 886 15730 SH SOLE 15555 0 175
AMERICAN EXPRESS CO COM 25816109 90 1600 SH DEFINED 1600 0 0
AMERICAN INTL GROUP INC COM 26874107 1779 27096 SH SOLE 26971 0 125
AMERICAN INTL GROUP INC COM 26874107 147 2250 SH DEFINED 2250 0 0
AMGEN INC COM 31162100 937 14620 SH SOLE 14445 0 175
AMGEN INC COM 31162100 246 3850 SH DEFINED 3850 0 0
ANALOG DEVICES INC COM 32654105 746 20215 SH SOLE 20215 0 0
ANALOG DEVICES INC COM 32654105 64 1750 SH DEFINED 1750 0 0
ANHEUSER BUSCH COS INC COM 35229103 139 2750 SH SOLE 2750 0 0
ANHEUSER BUSCH COS INC COM 35229103 2 50 SH DEFINED 50 0 0
ANNALY MTG MGMT INC COM 35710409 98 5000 SH SOLE 5000 0 0
APPLE COMPUTER INC COM 37833100 489 7600 SH SOLE 7600 0 0
APPLIED MATLS INC COM 38222105 23 1400 SH SOLE 1400 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 305 6889 SH SOLE 6889 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 12 285 SH DEFINED 285 0 0
AVAYA INC COM 53499109 0 45 SH SOLE 45 0 0
AVERY DENNISON CORP COM 53611109 2 35 SH SOLE 35 0 0
BJ SVCS CO COM 55482103 23 500 SH SOLE 500 0 0
BP PLC SPONSORED ADR 55622104 831 14239 SH SOLE 14239 0 0
BP PLC SPONSORED ADR 55622104 38 656 SH DEFINED 656 0 0
BRE PROPERTIES INC CL A 5.56E+109 23 572 SH SOLE 572 0 0
BANK OF AMERICA CORPORATION COM 60505104 652 13880 SH SOLE 13880 0 0
BANK OF AMERICA CORPORATION COM 60505104 56 1200 SH DEFINED 1200 0 0
BANK NEW YORK INC COM 64057102 723 21661 SH SOLE 21661 0 0
BANK NEW YORK INC COM 64057102 170 5100 SH DEFINED 5100 0 0
BARD C R INC COM 67383109 798 12475 SH SOLE 12375 0 100
BARD C R INC COM 67383109 67 1050 SH DEFINED 1050 0 0
BARNES & NOBLE INC COM 67774109 3 100 SH DEFINED 100 0 0
BARR PHARMACEUTICALS INC COM 68306109 4 100 SH DEFINED 100 0 0
BAXTER INTL INC COM 71813109 70 2045 SH SOLE 2045 0 0
BECKMAN COULTER INC COM 75811109 14 220 SH DEFINED 220 0 0
BED BATH & BEYOND INC COM 75896100 850 21365 SH SOLE 21125 0 240
BED BATH & BEYOND INC COM 75896100 79 2000 SH DEFINED 2000 0 0
BELLSOUTH CORP COM 79860102 474 17079 SH SOLE 17079 0 0
BELLSOUTH CORP COM 79860102 116 4200 SH DEFINED 4200 0 0
BERKSHIRE HATHAWAY INC DEL CL B 84670207 120 41 SH DEFINED 41 0 0
BEST BUY INC COM 86516101 8 150 SH SOLE 150 0 0
BOEING CO COM 97023105 119 2300 SH SOLE 2300 0 0
BOEING CO COM 97023105 25 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 497 19410 SH SOLE 19410 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 69 2700 SH DEFINED 2700 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 14 300 SH SOLE 300 0 0
BURLINGTON RES INC COM 122014103 17 400 SH SOLE 400 0 0
BURLINGTON RES INC COM 122014103 87 2000 SH DEFINED 2000 0 0
CIT GROUP INC COM 125581108 4 95 SH SOLE 95 0 0
CSX CORP COM 126408103 4 120 SH SOLE 120 0 0
CVS CORP COM 126650100 245 5450 SH SOLE 5450 0 0
CAREMARK RX INC COM 141705103 78 2000 SH DEFINED 2000 0 0
CARNIVAL CORP 143658300 34 600 SH DEFINED 600 0 0
CATERPILLAR INC DEL COM 149123101 28 290 SH SOLE 290 0 0
CENDANT CORP COM 151313103 128 5490 SH SOLE 5490 0 0
CHEVRONTEXACO CORP COM 166764100 678 12922 SH SOLE 12922 0 0
CHEVRONTEXACO CORP COM 166764100 79 1520 SH DEFINED 1520 0 0
CHUBB CORP COM 171232101 165 2150 SH SOLE 2150 0 0
CIENA CORP COM 171779101 33 10000 SH SOLE 10000 0 0
CIRCUIT CITY STORE INC CIRCT CITY GRP 172737108 20 1300 SH SOLE 1300 0 0
CISCO SYS INC COM 17275R102 915 47406 SH SOLE 47006 0 400
CISCO SYS INC COM 17275R102 140 7300 SH DEFINED 7300 0 0
CITIGROUP INC COM 172967101 1421 29496 SH SOLE 29296 0 200
CITIGROUP INC COM 172967101 238 4958 SH DEFINED 4958 0 0
CLEAR CHANNEL COMMUNICATIONS COM 184502102 50 1500 SH DEFINED 1500 0 0
CLOROX CO DEL COM 189054109 11 200 SH SOLE 200 0 0
COCA COLA CO COM 191216100 436 10495 SH SOLE 10495 0 0
COCA COLA CO COM 191216100 212 5115 SH DEFINED 5115 0 0
COLGATE PALMOLIVE CO COM 194162103 400 7825 SH SOLE 7825 0 0
COLGATE PALMOLIVE CO COM 194162103 46 900 SH DEFINED 900 0 0
COMCAST CORP NEW CL A 20030N101 130 3924 SH SOLE 3924 0 0
COMCAST CORP NEW CL A 20030N101 60 1823 SH DEFINED 1823 0 0
COMMUNITY BK SYS INC COM 203607106 7432 263082 SH SOLE 263082 0 0
COMMUNITY BK SYS INC COM 203607106 33 1200 SH DEFINED 1200 0 0
CONAGRA FOODS INC COM 205887102 81 2775 SH SOLE 2775 0 0
CONOCOPHILLIPS COM 20825C104 23 272 SH SOLE 272 0 0
CONSOLIDATED EDISON INC COM 209115104 10 250 SH SOLE 250 0 0
CONSTELLATION BRANDS INC CL A 21036P108 37 800 SH SOLE 800 0 0
CONSTELLATION BRANDS INC CL A 21036P108 63 1368 SH DEFINED 1368 0 0
CORNING INC COM 219350105 65 5556 SH SOLE 5556 0 0
CORNING INC COM 219350105 17 1525 SH DEFINED 1525 0 0
COVALENT GROUP INC 222815102 0 14 SH SOLE 14 0 0
COVANCE INC COM 222816100 2 75 SH DEFINED 75 0 0
DTE ENERGY CO COM 233331107 56 1300 SH DEFINED 1300 0 0
DARDEN RESTAURANTS INC COM 237194105 179 6480 SH SOLE 6480 0 0
DARDEN RESTAURANTS INC COM 237194105 69 2500 SH DEFINED 2500 0 0
DEERE & CO COM 244199105 3 45 SH SOLE 45 0 0
DELL INC COM 24702R101 21 500 SH SOLE 500 0 0
DELL INC COM 24702R101 71 1700 SH DEFINED 1700 0 0
DELPHI CORPORATION COM 247126105 42 4750 SH SOLE 4750 0 0
DELPHI CORPORATION COM 247126105 4 500 SH DEFINED 500 0 0
DIAMONDS TR UNIT SER 1 252787106 53 500 SH DEFINED 500 0 0
THE DIRECTV GROUP INC 25459L106 6 390 SH DEFINED 390 0 0
DISNEY WALT CO COMDISNEY 254687106 1042 37525 SH SOLE 37150 0 375
DISNEY WALT CO COMDISNEY 254687106 148 5350 SH DEFINED 5350 0 0
DOMINION RES INC VA NEW COM 25746U109 57 850 SH SOLE 850 0 0
DOMINION RES INC VA NEW COM 25746U109 10 150 SH DEFINED 150 0 0
DOW CHEM CO COM 260543103 11 238 SH SOLE 238 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1221 24905 SH SOLE 24705 0 200
DU PONT E I DE NEMOURS & CO COM 263534109 241 4915 SH DEFINED 4915 0 0
DUKE ENERGY CORP COM 264399106 29 1162 SH SOLE 1162 0 0
DUKE ENERGY CORP COM 264399106 101 4000 SH DEFINED 4000 0 0
DUQUESNE LT HLDGS INC COM 266233105 8 430 SH SOLE 430 0 0
E M C CORP MASS COM 268648102 996 67005 SH SOLE 66840 0 165
E M C CORP MASS COM 268648102 94 6350 SH DEFINED 6350 0 0
EASTMAN CHEM CO COM 277432100 6 111 SH SOLE 111 0 0
EASTMAN CHEM CO COM 277432100 6 118 SH DEFINED 118 0 0
EASTMAN KODAK CO COM 277461109 14 447 SH SOLE 447 0 0
EASTMAN KODAK CO COM 277461109 15 472 SH DEFINED 472 0 0
EL PASO CORP 28336L109 31 3000 SH SOLE 3000 0 0
ELECTRONIC DATA SYS NEW COM 285661104 27 1200 SH DEFINED 1200 0 0
EMERSON ELEC CO COM 291011104 1510 21550 SH SOLE 21400 0 150
EMERSON ELEC CO COM 291011104 91 1300 SH DEFINED 1300 0 0
ENERGY EAST CORP COM 29266M109 59 2222 SH SOLE 2222 0 0
ENERGY EAST CORP COM 29266M109 10 400 SH DEFINED 400 0 0
EQUITABLE RES INC COM 294549100 12 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 35 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 61 800 SH DEFINED 800 0 0
EXXON MOBIL CORP COM 30231G102 3229 63022 SH SOLE 62822 0 200
EXXON MOBIL CORP COM 30231G102 481 9392 SH DEFINED 9392 0 0
FPL GROUP INC COM 302571104 14 200 SH SOLE 200 0 0
FPL GROUP INC COM 302571104 29 400 SH DEFINED 400 0 0
FEDERAL NATL MTG ASSN COM 313586109 42 600 SH SOLE 600 0 0
FEDERAL NATL MTG ASSN COM 313586109 92 1300 SH DEFINED 1300 0 0
FIRST DATA CORP COM 319963104 19 450 SH SOLE 450 0 0
FIRST DATA CORP COM 319963104 80 1900 SH DEFINED 1900 0 0
FIRSTENERGY CORP COM 337932107 8 225 SH SOLE 225 0 0
FOOT LOCKER INC COM 344849104 30 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COMPAR $0.01 345370860 2 174 SH SOLE 174 0 0
FORD MTR CO DEL COMPAR $0.01 345370860 43 3005 SH DEFINED 3005 0 0
FORTUNE BRANDS INC COM 349631101 6 80 SH SOLE 80 0 0
FREESCALE SEMICONDUCTOR INC CL B 35687M206 14 807 SH SOLE 807 0 0
FREESCALE SEMICONDUCTOR INC CL B 35687M206 0 16 SH DEFINED 16 0 0
GANNETT INC COM 364730101 65 800 SH SOLE 800 0 0
GENERAL ELEC CO COM 369604103 4776 30861 SH SOLE 130561 0 300
GENERAL ELEC CO COM 369604103 794 21763 SH DEFINED 21763 0 0
GENERAL MLS INC COM 370334104 572 11525 SH SOLE 11525 0 0
GENERAL MLS INC COM 370334104 77 1560 SH DEFINED 1560 0 0
GENERAL MTRS CORP COM 370442105 8 200 SH SOLE 200 0 0
GENERAL MTRS CORP COM 370442105 18 451 SH DEFINED 451 0 0
GENUINE PARTS CO COM 372460105 74 1700 SH SOLE 1700 0 0
GILLETTE CO COM 375766102 421 9405 SH SOLE 9405 0 0
GILLETTE CO COM 375766102 49 1100 SH DEFINED 1100 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 172 3641 SH SOLE 3641 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 148 3131 SH DEFINED 3131 0 0
GOODYEAR TIRE & RUBBER CO 382550101 1 74 SH SOLE 74 0 0
GREAT PLAINS ENERGY INC COM 391164100 33 1100 SH SOLE 1100 0 0
HCA INC COM 404119109 35 900 SH DEFINED 900 0 0
HSBC HOLDINGS PLC SPONSORED ADR 404280406 29 346 SH DEFINED 346 0 0
HANCOCK JOHN INVS TR COM 410142103 4 200 SH SOLE 200 0 0
HARDINGE INC 412324303 61 4636 SH SOLE 4636 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 3 45 SH SOLE 45 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 131 1900 SH DEFINED 1900 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 45 2000 SH DEFINED 2000 0 0
HEINZ H J CO COM 423074103 296 7600 SH SOLE 7600 0 0
HEWLETT PACKARD CO COM 428236103 190 9096 SH SOLE 9096 0 0
HEWLETT PACKARD CO COM 428236103 13 632 SH DEFINED 632 0 0
HOME DEPOT INC COM 437076102 1254 29360 SH SOLE 29110 0 250
HOME DEPOT INC COM 437076102 169 3970 SH DEFINED 3970 0 0
HONEYWELL INTL INC COM 438516106 801 22649 SH SOLE 22424 0 225
HONEYWELL INTL INC COM 438516106 67 1900 SH DEFINED 1900 0 0
ITT INDS INC IND COM 450911102 59 700 SH DEFINED 700 0 0
ILLINOIS TOOL WKS INC COM 452308109 472 5100 SH SOLE 5100 0 0
IMAGISTICS INTERNATIONAL INC COM 45247T104 13 414 SH SOLE 414 0 0
INDEPENDENT BANK CORPORATION 453836108 1363 40395 SH DEFINED 40395 0 0
INTEL CORP COM 458140100 1156 49450 SH SOLE 49125 0 325
INTEL CORP COM 458140100 416 17800 SH DEFINED 17800 0 0
INTERGROUP CORP COM 458685104 19 1350 SH DEFINED 1350 0 0
INTL BUSINESS MACH COM 459200101 2297 23302 SH SOLE 23302 0 0
INTL BUSINESS MACH COM 459200101 400 4067 SH DEFINED 4067 0 0
INTL PAPER CO COM 460146103 16 400 SH DEFINED 400 0 0
INTERNATIONAL RECTIFIER CORP COM 460254105 44 1000 SH DEFINED 1000 0 0
INTERPUBLIC GROUP COS INC COM 460690100 463 34600 SH SOLE 34200 0 400
INTERPUBLIC GROUP COS INC COM 460690100 36 2700 SH DEFINED 2700 0 0
ISHARES INC MSCI PAC J IDX 464286665 9 100 SH DEFINED 100 0 0
ISHARES INC MSCI JAPAN 464286848 3 325 SH DEFINED 325 0 0
ISHARES TR DJ SEL DIV INX 464287168 30 500 SH DEFINED 500 0 0
I SHARES TRUST 464287382 4 50 SH DEFINED 50 0 0
I SHARES MSCI EAFE 464287465 5665 35355 SH SOLE 35355 0 0
I SHARES MSCI EAFE 464287465 24 150 SH DEFINED 150 0 0
ISHARES TR GLDM SCHS SEMI 464287523 5 100 SH DEFINED 100 0 0
I SHARES RUSSELL 1000 VALUE 464287598 5990 90280 SH SOLE 88280 0 2000
I SHARES RUSSELL 1000 VALUE 464287598 70 1065 SH DEFINED 1065 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 44 900 SH DEFINED 900 0 0
ISHARES TR S&PSMLCAP 600 464287804 6043 37145 SH SOLE 36795 0 350
ISHARES TR S&PSMLCAP 600 464287804 20 125 SH DEFINED 125 0 0
ISHARES TR CONS GOODS IDX 464287812 5 100 SH DEFINED 100 0 0
ISHARES TR DJ US BAS MATL 464287838 5 100 SH DEFINED 100 0 0
ISHARES TR S&PSMLCP VALU 464287879 9 75 SH DEFINED 75 0 0
JDS UNIPHASE CORP COM 46612J101 31 10000 SH SOLE 10000 0 0
J P MORGAN CHASE & CO COM 46625H100 949 24346 SH SOLE 24346 0 0
J P MORGAN CHASE & CO COM 46625H100 59 1513 SH DEFINED 1513 0 0
JEFFERSON PILOT CORP COM 475070108 236 4555 SH SOLE 4555 0 0
JOHNSON & JOHNSON COM 478160104 1661 26200 SH SOLE 26050 0 150
JOHNSON & JOHNSON COM 478160104 348 5500 SH DEFINED 5500 0 0
KERR MCGEE CORP COM 492386107 143 2475 SH SOLE 2475 0 0
KEYCORP NEW COM 493267108 76 2254 SH SOLE 2254 0 0
KEYSPAN CORP COM 49337W100 147 3750 SH SOLE 3750 0 0
KIMBERLY CLARK CORP COM 494368103 2 35 SH SOLE 35 0 0
KIMBERLY CLARK CORP COM 494368103 52 800 SH DEFINED 800 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 6 150 SH DEFINED 150 0 0
KOHL'S CORP 500255104 711 14470 SH SOLE 14320 0 150
KOHL'S CORP 500255104 61 1250 SH DEFINED 1250 0 0
KRAFT FOODS INC CL A 50075N104 53 1500 SH DEFINED 1500 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 9 125 SH DEFINED 125 0 0
LEAR CORP COM 521865105 18 300 SH DEFINED 300 0 0
LIBERTY MEDIA CORP NEW COMSER A 530718105 27 2500 SH DEFINED 2500 0 0
LIBERTY MEDIA INTL INC COMSER A 530719103 2 50 SH DEFINED 50 0 0
LILLY ELI & CO COM 532457108 190 3350 SH SOLE 3350 0 0
LILLY ELI & CO COM 532457108 51 900 SH DEFINED 900 0 0
LINCOLN NATL CORP IND COM 534187109 23 500 SH DEFINED 500 0 0
LOCKHEED MARTIN CORP COM 539830109 58 1050 SH SOLE 1050 0 0
LOCKHEED MARTIN CORP COM 539830109 55 1000 SH DEFINED 1000 0 0
LOWES COS INC COM 548661107 67 1175 SH SOLE 1175 0 0
LUCENT TECHNOLOGIES INC COM 549463107 5 1344 SH SOLE 1344 0 0
M & T BK CORP COM 55261F104 21 200 SH SOLE 200 0 0
MBNA CORP COM 55262L100 2 100 SH SOLE 100 0 0
MANAGED MUNICIPALS PORTFOLIO 561662107 28 2673 SOLE 2673 0 0
MANULIFE FINL CORP COM 56501R106 82 1786 SH SOLE 1786 0 0
MARATHON OIL CORP 565849106 6 180 SH SOLE 180 0 0
MARSH & MCLENNAN COS INC COM 571748102 1 40 SH SOLE 40 0 0
MASCO CORP COM 574599106 62 1725 SH SOLE 1725 0 0
MATTEL INC COM 577081102 31 1600 SH DEFINED 1600 0 0
MCGRAW HILL COS INC COM 580645109 3 40 SH SOLE 40 0 0
MEDCO HEALTH SOLUTIONS INC COM 58405U102 12 312 SH DEFINED 312 0 0
MEDTRONIC INC COM 585055106 357 7200 SH SOLE 7200 0 0
MEDTRONIC INC COM 585055106 317 6400 SH DEFINED 6400 0 0
MERCK & CO INC COM 589331107 920 28635 SH SOLE 28435 0 200
MERCK & CO INC COM 589331107 295 9200 SH DEFINED 9200 0 0
MERRILL LYNCH & CO INC COM 590188108 756 12655 SH SOLE 12505 0 150
MERRILL LYNCH & CO INC COM 590188108 92 1550 SH DEFINED 1550 0 0
MICROSOFT CORP COM 594918104 1454 54447 SH SOLE 54097 0 350
MICROSOFT CORP COM 594918104 420 15750 SH DEFINED 15750 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 6133 50690 SH SOLE 49590 0 1100
MIDCAP SPDR TR UNIT SER 1 595635103 48 400 SH DEFINED 400 0 0
MORGAN STANLEY COMNEW 617446448 817 14717 SH SOLE 14567 0 150
MORGAN STANLEY COMNEW 617446448 133 2400 SH DEFINED 2400 0 0
MOTOROLA INC COM 620076109 126 7350 SH SOLE 7350 0 0
MOTOROLA INC COM 620076109 2 150 SH DEFINED 150 0 0
NBT BANCORP INC COM 628778102 30 1205 SH SOLE 1205 0 0
NCR CORP NEW COM 6.29E+112 4 62 SH DEFINED 62 0 0
NASDAQ 100 TR UNIT SER 1 631100104 39 1000 SH DEFINED 1000 0 0
NATIONAL FUEL GAS CO N J COM 636180101 49 1760 SH DEFINED 1760 0 0
NEENAH PAPER INC COM 640079109 0 1 SH SOLE 1 0 0
NEENAH PAPER INC COM 640079109 0 24 SH DEFINED 24 0 0
NEW JERSEY RES COM 646025106 73 1687 SH SOLE 1687 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 9 475 SH DEFINED 475 0 0
NEWELL RUBBERMAID INC COM 651229106 41 1700 SH DEFINED 1700 0 0
NEWMONT MINING CORP COM 651639106 4 100 SH DEFINED 100 0 0
NEWS CORP CL A 6.52E+108 1 86 SH DEFINED 86 0 0
NIKE INC CL B 654106103 1041 11485 SH SOLE 11385 0 100
NIKE INC CL B 654106103 99 1100 SH DEFINED 1100 0 0
NOKIA CORP SPONSORED ADR 654902204 4 300 SH SOLE 300 0 0
NORFOLK SOUTHERN CORP COM 655844108 43 1200 SH SOLE 1200 0 0
NORTHERN TR CORP COM 665859104 844 17375 SH SOLE 17175 0 200
NORTHERN TR CORP COM 665859104 85 1750 SH DEFINED 1750 0 0
NORTHROP GRUMMAN CORP COM 666807102 23 432 SH SOLE 432 0 0
NOVELL INC COM 670006105 51 7700 SH DEFINED 7700 0 0
NUCOR CORP COM 670346105 10 200 SH SOLE 200 0 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 14 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 15 600 SH DEFINED 600 0 0
NUVEEN MUN VALUE FD INC COM 670928100 59 6500 SOLE 6500 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 29 500 SH SOLE 500 0 0
ORACLE CORP COM 68389X105 905 65975 SH SOLE 65225 0 750
ORACLE CORP COM 68389X105 82 6000 SH DEFINED 6000 0 0
PNC FINL SVCS GROUP INC COM 693475105 88 1545 SH SOLE 1545 0 0
PNC FINL SVCS GROUP INC COM 693475105 8 150 SH DEFINED 150 0 0
PPG INDS INC COM 693506107 146 2150 SH SOLE 2150 0 0
PPG INDS INC COM 693506107 408 6000 SH DEFINED 6000 0 0
PPL CORP COM 69351T106 306 5752 SH SOLE 5752 0 0
PALL CORP COM 696429307 2 80 SH SOLE 80 0 0
PAYCHEX INC COM 704326107 943 27690 SH SOLE 27465 0 225
PAYCHEX INC COM 704326107 92 2712 SH DEFINED 2712 0 0
PENNEY J C INC COM 708160106 24 600 SH SOLE 600 0 0
PENNEY J C INC COM 708160106 4 100 SH DEFINED 100 0 0
PEPCO HOLDINGS INC COM 713291102 8 400 SH SOLE 400 0 0
PEPSICO INC COM 713448108 1541 29540 SH SOLE 29365 0 175
PEPSICO INC COM 713448108 234 4500 SH DEFINED 4500 0 0
PFIZER INC COM 717081103 481 17926 SH SOLE 17926 0 0
PFIZER INC COM 717081103 169 6300 SH DEFINED 6300 0 0
PITNEY BOWES INC COM 724479100 196 4249 SH SOLE 4249 0 0
PLUM CREEK TIMBER CO INC COM 729251108 66 1724 SH DEFINED 1724 0 0
PRAXAIR INC COM 74005P104 4 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 1016 18460 SH SOLE 18460 0 0
PROGRESS ENERGY INC COM 743263105 88 1948 SH SOLE 1948 0 0
PROGRESS ENERGY INC COM 743263105 37 834 SH DEFINED 834 0 0
QUEST DIAGNOSTICS INC COM 74834L100 7 74 SH DEFINED 74 0 0
RAYTHEON CO COMNEW 755111507 67 1738 SH DEFINED 1738 0 0
ROHM & HAAS CO COM 775371107 2 60 SH SOLE 60 0 0
ROYAL BANK SCOTLAND PLC ADR 780097788 24 1000 SH SOLE 1000 0 0
ROYAL BK SCOTLAND GROUP PLC SP ADR PREF M 780097796 10 400 SH SOLE 400 0 0
ROYAL DUTCH PET NY REG PAR N GL DR 780257804 641 11176 SH SOLE 11176 0 0
SBC COMMUNICATIONS INC COM 78387G103 301 11702 SH SOLE 11702 0 0
SBC COMMUNICATIONS INC COM 78387G103 58 2283 SH DEFINED 2283 0 0
SPDR TR UNIT SER 1 78462F103 1626 13455 SH SOLE 13455 0 0
SPDR TR UNIT SER 1 78462F103 60 500 SH DEFINED 500 0 0
ST PAUL TRAVELERS INC COM 792860108 66 1800 SH DEFINED 1800 0 0
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