UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: JUNE 30, 2008
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer igning for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer Williamsville, NY 08/05/08
------------------ ----------------- --------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by
other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 397
Form 13F Information Table Value Total: $128233
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
COOPER INDS LTD CL A G24182100 6 155 SH DEFINED 155 0 0
COVIDIEN LTD COM G2552X108 7 150 SH SOLE 150 0 0
INGERSOLL RAND LTD G4776G101 15 400 SH SOLE 400 0 0
INGERSOLL RAND LTD G4776G101 49 1320 SH DEFINED 1320 0 0
TYCO INTERNATIONAL LTD SHS G9143X208 6 150 SH SOLE 150 0 0
TYCO ELECTRONICS LTD COM NEW G9144P105 5 150 SH SOLE 150 0 0
UBS AG SHS NEW H89231338 0 4 SH SOLE 4 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 13 1375 SH SOLE 1375 0 0
AGL RES INC COM 1204106 24 700 SH SOLE 700 0 0
AES CORP COM 00130H105 16 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 962 28559 SH SOLE 28559 0 0
AT&T INC COM 00206R102 264 7848 SH DEFINED 7848 0 0
ABBOTT LABS COM 2824100 253 4775 SH SOLE 4775 0 0
ABBOTT LABS COM 2824100 4 75 SH DEFINED 75 0 0
AIR PRODS & CHEMS INC COM 9158106 482 4875 SH SOLE 4875 0 0
ALCOA INC COM 13817101 45 1250 SH SOLE 1250 0 0
ALCATEL-LUCENT SPONSORED ADR 13904305 1 87 SH SOLE 87 0 0
ALLIED CAP CORP NEW COM 01903Q108 3 240 SH DEFINED 240 0 0
ALTRIA GROUP INC COM 02209S103 2 97 SH SOLE 0 0 97
ALTRIA GROUP INC COM 02209S103 41 2000 SH DEFINED 2000 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 540 10245 SH SOLE 10045 0 200
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 36 675 SH DEFINED 675 0 0
AMERICAN ELEC PWR INC COM 25537101 29 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 417 11085 SH SOLE 10910 0 175
AMERICAN EXPRESS CO COM 25816109 28 750 SH DEFINED 750 0 0
AMERICAN INTL GROUP INC COM 26874107 304 11496 SH SOLE 11496 0 0
AMERICAN INTL GROUP INC COM 26874107 36 1350 SH DEFINED 1350 0 0
AMGEN INC COM 31162100 580 12300 SH SOLE 12125 0 175
AMGEN INC COM 31162100 111 2350 SH DEFINED 2350 0 0
ANALOG DEVICES INC COM 32654105 24 750 SH SOLE 750 0 0
ANGIODYNAMICS INC COM 03475V101 294 21600 SH SOLE 21325 0 275
ANGIODYNAMICS INC COM 03475V101 32 2350 SH DEFINED 2350 0 0
ANHEUSER BUSCH COS INC COM 35229103 211 3400 SH SOLE 3400 0 0
APPLE INC COM 37833100 2612 15600 SH SOLE 15600 0 0
APPLIED MATLS INC COM 38222105 13 700 SH SOLE 700 0 0
AQUA AMERICA INC COM 03836W103 32 2000 SH SOLE 2000 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 376 8964 SH SOLE 8964 0 0
AVANEX CORP 05348W109 1 500 SH SOLE 500 0 0
BJ SVCS CO COM 55482103 134 4200 SH SOLE 4200 0 0
BP PLC SPONSORED ADR 55622104 897 12902 SH SOLE 12902 0 0
BP PLC SPONSORED ADR 55622104 39 556 SH DEFINED 556 0 0
BANK OF AMERICA CORPORATION COM 60505104 340 14269 SH SOLE 14131 0 138
BANK OF AMERICA CORPORATION COM 60505104 57 2400 SH DEFINED 2400 0 0
BANK OF NEW YORK MELLON CORP COM 64058100 748 19779 SH SOLE 19779 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 383 18300 SH SOLE 18300 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 36 1700 SH DEFINED 1700 0 0
BAXTER INTL INC COM 71813109 150 2350 SH SOLE 2350 0 0
BED BATH & BEYOND INC COM 75896100 2 75 SH SOLE 75 0 0
BERKSHIRE HATHAWAY INC DEL CL B 84670207 68 17 SH DEFINED 17 0 0
BEST BUY INC COM 86516101 9 225 SH SOLE 225 0 0
BIOGEN IDEC INC COM 09062X103 28 500 SH DEFINED 500 0 0
BOEING CO COM 97023105 164 2500 SH SOLE 2500 0 0
BOEING CO COM 97023105 33 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 317 15430 SH SOLE 15430 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 16 800 SH DEFINED 800 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 117 1167 SH SOLE 1167 0 0
CVS CAREMARK/CORP COM 126650100 261 6600 SH SOLE 6600 0 0
CVS CAREMARK/CORP COM 126650100 8 200 SH DEFINED 200 0 0
CAMECO CORP COM 13321L108 612 14280 SH SOLE 14005 0 275
CAMECO CORP COM 13321L108 51 1200 SH DEFINED 1200 0 0
CAPITALSOURCE INC 14055X102 3 300 SH DEFINED 300 0 0
CARDIONET INC COM 14159L103 452 16989 SH SOLE 16489 0 500
CARDIONET INC COM 14159L103 32 1200 SH DEFINED 1200 0 0
CARNIVAL CORP 143658300 25 750 SH DEFINED 750 0 0
CATERPILLAR INC DEL COM 149123101 48 646 SH SOLE 500 0 146
CATERPILLAR INC DEL COM 149123101 30 400 SH DEFINED 400 0 0
CENTERPOINT ENERGY INC COM 15189T107 8 500 SH SOLE 500 0 0
CHESAPEAKE ENERGY CORP COM 165167107 165 2500 SH SOLE 2500 0 0
CHEVRON CORP COM 166764100 930 9384 SH SOLE 9384 0 0
CHEVRON CORP COM 166764100 173 1745 SH DEFINED 1745 0 0
CHUBB CORP COM 171232101 167 3400 SH SOLE 3400 0 0
CIENA CORP COM NEW 171779309 33 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 865 37184 SH SOLE 36784 0 400
CISCO SYS INC COM 17275R102 103 4425 SH DEFINED 4425 0 0
CITADEL BROADCASTING CORP COM 17285T106 0 38 SH SOLE 38 0 0
CITIGROUP INC COM 172967101 690 41218 SH SOLE 40518 0 700
CITIGROUP INC COM 172967101 96 5758 SH DEFINED 5758 0 0
COCA COLA CO COM 191216100 645 12407 SH SOLE 12300 0 107
COCA COLA CO COM 191216100 252 4840 SH DEFINED 4840 0 0
COLGATE PALMOLIVE CO COM 194162103 337 4875 SH SOLE 4875 0 0
COLGATE PALMOLIVE CO COM 194162103 171 2468 SH DEFINED 2468 0 0
COMCAST CORP 20030N101 75 3957 SH SOLE 3957 0 0
COMCAST CORP 20030N101 36 1900 SH DEFINED 1900 0 0
COMM BANCORP INC COM 200468106 44 1000 SH SOLE 1000 0 0
COMMUNITY BK SYS INC COM 203607106 3302 1 60231 SH SOLE 160231 0 0
COMMUNITY BK SYS INC COM 203607106 728 35320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 735 7788 SH SOLE 7788 0 0
CONOCOPHILLIPS COM 20825C104 166 1762 SH DEFINED 1762 0 0
CONSOLIDATED EDISON INC COM 209115104 125 3205 SH SOLE 3205 0 0
CONSTELLATION BRANDS INC CL A 21036P108 32 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 57 2846 SH DEFINED 2846 0 0
CONSTELLATION ENERGY GROUP I COM 210371100 33 400 SH SOLE 400 0 0
CORNING INC COM 219350105 110 4756 SH SOLE 4756 0 0
CORNING INC COM 219350105 6 240 SH DEFINED 240 0 0
COVANCE INC COM 222816100 4 48 SH SOLE 48 0 0
DARDEN RESTAURANTS INC COM 237194105 207 6480 SH SOLE 6480 0 0
DEAN FOODS CO NEW COM 242370104 16 834 SH SOLE 834 0 0
DELL INC 24702R101 12 550 SH SOLE 550 0 0
DELL INC 24702R101 35 1600 SH DEFINED 1600 0 0
DIAMONDS TR UNIT SER 1 252787106 6 53 SH SOLE 0 0 53
DISNEY WALT CO COM DISNEY 254687106 266 8514 SH SOLE 8514 0 0
DISNEY WALT CO COM DISNEY 254687106 23 750 SH DEFINED 750 0 0
DISCOVER FINL SVCS COM 254709108 1 51 SH SOLE 0 0 51
DOMINION RES INC VA NEW COM 25746U109 80 1680 SH SOLE 1680 0 0
DOMINION RES INC VA NEW COM 25746U109 14 300 SH DEFINED 300 0 0
DOW CHEM CO COM 260543103 6 173 SH SOLE 173 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 375 8739 SH SOLE 8611 0 128
DU PONT E I DE NEMOURS & CO COM 263534109 9 200 SH DEFINED 200 0 0
DUKE ENERGY CORP NEW COM 26441C105 57 3284 SH SOLE 3012 0 272
E M C CORP MASS COM 268648102 51 3500 SH SOLE 3500 0 0
ENSCO INTL INC COM 26874Q100 85 1050 SH DEFINED 1050 0 0
EOG RES INC COM 26875P101 72 550 SH DEFINED 550 0 0
EAGLE MATERIALS INC COM 26969P108 5 180 SH SOLE 0 0 180
EATON CORP COM 278058102 7 80 SH DEFINED 80 0 0
EL PASO CORP 28336L109 71 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 1 19 SH SOLE 19 0 0
EMERGING MKTS TELECOMNC FD N COM 290890102 33 1625 SH SOLE 1625 0 0
EMERSON ELEC CO COM 291011104 815 16485 SH SOLE 16485 0 0
ENERGY EAST CORP COM 29266M109 20 790 SH SOLE 790 0 0
ENERGY EAST CORP COM 29266M109 10 400 SH DEFINED 400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 6 200 SH DEFINED 200 0 0
EQUITABLE RES INC COM 294549100 28 400 SH SOLE 400 0 0
EXELON CORP COM 30161N101 18 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 72 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 50 800 SH DEFINED 800 0 0
EXXON MOBIL CORP COM 30231G102 3347 37975 SH SOLE 37850 0 125
EXXON MOBIL CORP COM 30231G102 423 4805 SH DEFINED 4805 0 0
FPL GROUP INC COM 302571104 59 900 SH SOLE 900 0 0
FAIRPOINT COMMUNICATIONS INC COM 305560104 1 92 SH SOLE 92 0 0
FAIRPOINT COMMUNICATIONS INC COM 305560104 0 21 SH DEFINED 21 0 0
FEDERAL NATL MTG ASSN COM 313586109 4 202 SH SOLE 202 0 0
FEDERAL NATL MTG ASSN COM 313586109 2 100 SH DEFINED 100 0 0
FIRST TRUST FIDAC MTG INCM F COM SHS 33734E103 5 306 SH SOLE 306 0 0
FIRSTENERGY CORP COM 337932107 15 181 SH SOLE 181 0 0
FIVE STAR QUALITY CARE INC COM 33832D106 0 4 SH SOLE 4 0 0
FOOT LOCKER INC COM 344849104 14 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 13 2805 SH DEFINED 2805 0 0
GENENTECH INC 368710406 635 8360 SH SOLE 8160 0 200
GENENTECH INC 368710406 57 750 SH DEFINED 750 0 0
GENERAL DYNAMICS CORP COM 369550108 17 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 7075 2 65172 SH SOLE 264690 0 482
GENERAL ELEC CO COM 369604103 430 16126 SH DEFINED 14926 0 1200
GENERAL MLS INC COM 370334104 670 11020 SH SOLE 11020 0 0
GENERAL MLS INC COM 370334104 58 960 SH DEFINED 960 0 0
GENERAL MTRS CORP COM 370442105 0 32 SH SOLE 32 0 0
GENUINE PARTS CO COM 372460105 44 1100 SH SOLE 1100 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 161 3641 SH SOLE 3641 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 41 2000 SH SOLE 2000 0 0
HANCOCK JOHN INVS TR COM 410142103 1 50 SH SOLE 50 0 0
HANESBRANDS INC COM 410345102 1 50 SH SOLE 50 0 0
HARSCO CORP 415864107 44 800 SH DEFINED 800 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 90 1400 SH DEFINED 1400 0 0
HEALTHSOUTH CORP COM NEW 421924309 2 100 SH SOLE 100 0 0
HEINZ H J CO COM 423074103 234 4900 SH SOLE 4900 0 0
HEINZ H J CO COM 423074103 14 300 SH DEFINED 0 0 300
HEWLETT PACKARD CO COM 428236103 345 7800 SH SOLE 7800 0 0
HEWLETT PACKARD CO COM 428236103 16 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 122 5210 SH SOLE 5210 0 0
HOME DEPOT INC COM 437076102 28 1175 SH DEFINED 1175 0 0
HONEYWELL INTL INC COM 438516106 207 4124 SH SOLE 4124 0 0
ITT CORP NEW COM 450911102 89 1400 SH DEFINED 1400 0 0
ICICI BK LTD ADR 45104G104 215 7480 SH SOLE 7180 0 300
ICICI BK LTD ADR 45104G104 23 805 SH DEFINED 805 0 0
IDEARC INC COM 451663108 0 70 SH SOLE 70 0 0
ILLINOIS TOOL WKS INC COM 452308109 449 9450 SH SOLE 9450 0 0
INTEL CORP COM 458140100 440 20475 SH SOLE 20475 0 0
INTEL CORP COM 458140100 240 11200 SH DEFINED 11200 0 0
INTEGRYS ENERGY GROUP INC COM 45822P105 48 950 SH DEFINED 950 0 0
INTL BUSINESS MACH COM 459200101 1303 10994 SH SOLE 10931 0 63
INTL BUSINESS MACH COM 459200101 284 2392 SH DEFINED 2392 0 0
INTERNATIONAL GAME TECHNOLOG COM 459902102 6 225 SH SOLE 225 0 0
ISHARES INC MSCI AUSTRALIA 464286103 52 1950 SH SOLE 1950 0 0
ISHARES INC MSCI AUSTRALIA 464286103 6 225 SH DEFINED 225 0 0
ISHARES INC MSCI CDA INDEX 464286509 1476 44540 SH SOLE 44165 0 375
ISHARES INC MSCI CDA INDEX 464286509 114 3450 SH DEFINED 3450 0 0
ISHARES INC MSCI PAC J IDX 464286665 39 288 SH SOLE 288 0 0
ISHARES INC MSCI PAC J IDX 464286665 7 50 SH DEFINED 50 0 0
ISHARES TR DJ SEL DIV INX 464287168 20 400 SH SOLE 400 0 0
I SHARES TR S&P 500 INDEX FD 464287200 6 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 1429 10530 SH SOLE 10530 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 81 600 SH DEFINED 600 0 0
ISHARES TR IBOXX INV CPBD 464287242 704 6945 SH SOLE 5645 0 1300
ISHARES TR IBOXX INV CPBD 464287242 243 2400 SH DEFINED 2400 0 0
ISHARES TR S&P GBL HLTHCR 464287325 1233 23905 SH SOLE 23105 0 800
ISHARES TR S&P GBL HLTHCR 464287325 75 1450 SH DEFINED 1450 0 0
I SHARES MSCI EAFE 464287465 7386 1 7555 SH SOLE 107555 0 0
I SHARES MSCI EAFE 464287465 484 7045 SH DEFINED 7045 0 0
ISHARES TR RUSSELL MCP VL 464287473 45 350 SH SOLE 350 0 0
ISHARES TR RUSSELL MCP GR 464287481 50 475 SH SOLE 475 0 0
ISHARES TR S&P NA SOFTWR 464287515 4 75 SH DEFINED 75 0 0
ISHARES TR GLDM SCHS SEMI 464287523 4 75 SH DEFINED 75 0 0
I SHARES RUSSELL 1000 VALUE 464287598 3435 49755 SH SOLE 49055 0 700
I SHARES RUSSELL 1000 VALUE 464287598 253 3665 SH DEFINED 3665 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 5977 1 8205 SH SOLE 106005 0 2200
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 387 7000 SH DEFINED 7000 0 0
ISHARES TR RUSL 2000 VALU 464287630 157 2465 SH SOLE 2465 0 0
ISHARES TR RUSL 2000 GROW 464287648 29 380 SH SOLE 380 0 0
ISHARES TR S&P SMLCAP 600 464287804 5062 84135 SH SOLE 82835 0 1300
ISHARES TR S&P SMLCAP 600 464287804 291 4835 SH DEFINED 4835 0 0
ISHARES TR S&P GLO INFRAS 464288372 14 325 SH SOLE 325 0 0
ISHARES TR S&P GLO INFRAS 464288372 53 1200 SH DEFINED 1200 0 0
ISHARES TR DJ MED DEVICES 464288810 6 100 SH DEFINED 100 0 0
ISHARES TRUST DJ HEALTH CARE 464288828 26 575 SH SOLE 575 0 0
JDS UNIPHASE CORP COM PAR $0.001 46612J507 28 2500 SH SOLE 2500 0 0
JP MORGAN CHASE & CO COM 46625H100 734 21401 SH SOLE 21401 0 0
JP MORGAN CHASE & CO COM 46625H100 27 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 790 12285 SH SOLE 12285 0 0
JOHNSON & JOHNSON COM 478160104 296 4600 SH DEFINED 4600 0 0
JOY GLOBAL INC COM 481165108 600 7915 SH SOLE 7740 0 175
JOY GLOBAL INC COM 481165108 28 375 SH DEFINED 375 0 0
KELLOGG CO COM 487836108 24 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 78 7118 SH SOLE 7118 0 0
KIMBERLY CLARK CORP COM 494368103 24 400 SH DEFINED 400 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 8 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 39 1367 SH SOLE 1300 0 67
KRAFT FOODS INC CL A 50075N104 48 1675 SH DEFINED 1675 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 11 125 SH DEFINED 125 0 0
LAKE SHORE BANCORP INC COM 510700107 16 1880 SH SOLE 1880 0 0
LAZARD WORLD DIVID & INCOME COM 521076109 27 1660 SH DEFINED 1660 0 0
LILLY ELI & CO COM 532457108 145 3150 SH SOLE 3150 0 0
LILLY ELI & CO COM 532457108 24 525 SH DEFINED 525 0 0
LINCOLN NATL CORP IND COM 534187109 200 4416 SH SOLE 4416 0 0
LINCOLN NATL CORP IND COM 534187109 24 525 SH DEFINED 525 0 0
LOCKHEED MARTIN CORP COM 539830109 123 1250 SH SOLE 1250 0 0
LOCKHEED MARTIN CORP COM 539830109 79 800 SH DEFINED 800 0 0
LOWES COS INC COM 548661107 119 5730 SH SOLE 5730 0 0
M & T BK CORP COM 55261F104 521 7390 SH SOLE 7190 0 200
M & T BK CORP COM 55261F104 35 500 SH DEFINED 500 0 0
MANULIFE FINL CORP COM 56501R106 124 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 19 360 SH SOLE 360 0 0
MARRIOTT INTL INC NEW CL A 571903202 248 9455 SH SOLE 9355 0 100
MARRIOTT INTL INC NEW CL A 571903202 22 825 SH DEFINED 825 0 0
MASCO CORP COM 574599106 8 500 SH SOLE 500 0 0
MCDONALDS CORP COM 580135101 37 650 SH SOLE 650 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 9 200 SH SOLE 200 0 0
MEDTRONIC INC COM 585055106 486 9400 SH SOLE 9400 0 0
MEDTRONIC INC COM 585055106 127 2460 SH DEFINED 2460 0 0
MERCK & CO INC COM 589331107 310 8216 SH SOLE 8100 0 116
MERCK & CO INC COM 589331107 264 7000 SH DEFINED 7000 0 0
MICROSOFT CORP COM 594918104 815 29630 SH SOLE 29630 0 0
MICROSOFT CORP COM 594918104 267 9700 SH DEFINED 9700 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 6971 46845 SH SOLE 45845 0 1000
MIDCAP SPDR TR UNIT SER 1 595635103 224 1505 SH DEFINED 1505 0 0
MORGAN STANLEY COM NEW 617446448 40 1103 SH SOLE 1000 0 103
MORGAN STANLEY COM NEW 617446448 29 800 SH DEFINED 800 0 0
MOTOROLA INC COM 620076109 34 4600 SH SOLE 4600 0 0
MYLAN LABS INC COM 628530107 3 225 SH SOLE 225 0 0
NMT MED INC COM 629294109 289 62025 SH SOLE 60325 0 1700
NMT MED INC COM 629294109 18 3925 SH DEFINED 3925 0 0
NATIONAL FUEL GAS CO N J COM 636180101 105 1760 SH DEFINED 1760 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 58 877 SH SOLE 877 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 8 475 SH DEFINED 475 0 0
NEWMONT MINING CORP COM 651639106 9 181 SH SOLE 181 0 0
NEXCEN BRANDS INC COM 653351106 0 300 SH SOLE 300 0 0
NISOURCE INC COM 65473P105 7 400 SH SOLE 400 0 0
NOKIA CORP SPONSORED ADR 654902204 6 250 SH SOLE 250 0 0
NOKIA CORP SPONSORED ADR 654902204 6 250 SH DEFINED 250 0 0
NORFOLK SOUTHERN CORP COM 655844108 102 1632 SH SOLE 1632 0 0
NUCOR CORP COM 670346105 30 400 SH SOLE 400 0 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 10 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 19 600 SH DEFINED 600 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 72 800 SH SOLE 800 0 0
OMNICOM GROUP INC COM 681919106 20 450 SH SOLE 450 0 0
ORACLE CORP COM 68389X105 84 3980 SH SOLE 3980 0 0
PPG INDS INC COM 693506107 123 2150 SH SOLE 2150 0 0
PPL CORP COM 69351T106 443 8480 SH SOLE 8480 0 0
PAYCHEX INC COM 704326107 78 2500 SH SOLE 2500 0 0
PAYCHEX INC COM 704326107 10 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 58 1600 SH SOLE 1600 0 0
PEPSIAMERICAS INC COM 71343P200 4 192 SH SOLE 192 0 0
PEPSICO INC COM 713448108 823 12935 SH SOLE 12935 0 0
PEPSICO INC COM 713448108 223 3500 SH DEFINED 3500 0 0
PFIZER INC COM 717081103 227 12993 SH SOLE 12993 0 0
PFIZER INC COM 717081103 106 6050 SH DEFINED 6050 0 0
PHILIP MORRIS INTL INC COM 718172109 5 97 SH SOLE 0 0 97
PHILIP MORRIS INTL INC COM 718172109 79 1600 SH DEFINED 1600 0 0
PINNACLE WEST CPTLCORP 723484101 156 5075 SH SOLE 5075 0 0
PITNEY BOWES INC COM 724479100 58 1695 SH SOLE 1695 0 0
PLUM CREEK TIMBER CO INC COM 729251108 43 1017 SH DEFINED 1017 0 0
POWERSHARES ETF TRUST INDL SECT PORT 73935X369 32 1115 SH SOLE 1115 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 87 1850 SH SOLE 1850 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 1430 69075 SH SOLE 67700 0 1375
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 65 3125 SH DEFINED 3125 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 5444 1 11795 SH SOLE 107795 0 4000
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 349 7175 SH DEFINED 7175 0 0
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 7 400 SH SOLE 400 0 0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 117 5200 SH SOLE 5200 0 0
PRAXAIR INC COM 74005P104 10 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 996 16374 SH SOLE 16274 0 100
PROCTER & GAMBLE CO COM 742718109 76 1247 SH DEFINED 1247 0 0
PROGRESS ENERGY INC COM 743263105 73 1748 SH SOLE 1748 0 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0
PROGRESSIVE CORP OHIO COM 743315103 65 3500 SH SOLE 3500 0 0
PRUDENTIAL FINL INC COM 744320102 3 58 SH SOLE 58 0 0
QUALCOMM INC COM 747525103 937 21125 SH SOLE 21125 0 0
QUALCOMM INC COM 747525103 90 2025 SH DEFINED 2025 0 0
QUEST DIAGNOSTICS INC COM 74834L100 5 99 SH SOLE 99 0 0
RAYTHEON CO COM NEW 755111507 56 1000 SH SOLE 1000 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 13 1178 SH DEFINED 1178 0 0
RELIANT ENERGY INC 75952B105 7 315 SH SOLE 315 0 0
ROCKWELL AUTOMATION INC COM 773903109 5 120 SH DEFINED 120 0 0
ROCKWELL COLLINS INC 774341101 24 500 SH SOLE 500 0 0
ROYAL BK SCOTLAND GROUP PLC ADR PFD SER P 780097762 55 3200 SH SOLE 3200 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 650 7960 SH SOLE 7960 0 0
SPDR TR UNIT SER 1 78462F103 3222 25175 SH SOLE 25175 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 9 100 SH DEFINED 100 0 0
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 1976 34110 SH SOLE 33160 0 950
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 87 1500 SH DEFINED 1500 0 0
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 1376 31310 SH SOLE 30610 0 700
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 99 2250 SH DEFINED 2250 0 0
SPDR SERIES TRUST DB INT GVT ETF 78464A490 502 8225 SH SOLE 8225 0 0
SPDR SERIES TRUST DB INT GVT ETF 78464A490 108 1775 SH DEFINED 1775 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 12 725 SH SOLE 725 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 4 250 SH DEFINED 250 0 0
SARA LEE CORP COM 803111103 5 400 SH SOLE 400 0 0
SCANA CORP NEW COM 80589M102 15 400 SH SOLE 400 0 0
SCHERING PLOUGH CORP COM 806605101 304 15454 SH SOLE 15150 0 304
SCHERING PLOUGH CORP COM 806605101 39 2000 SH DEFINED 2000 0 0
SCHLUMBERGER LTD 806857108 1327 12350 SH SOLE 12350 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1873 70035 SH SOLE 67735 0 2300
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 150 5625 SH DEFINED 5625 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 18 875 SH SOLE 875 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 2062 90025 SH SOLE 87775 0 2250
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 163 7100 SH DEFINED 7100 0 0
SOUTHERN CO COM 842587107 148 4227 SH SOLE 4036 0 191
SOUTHERN CO COM 842587107 63 1800 SH DEFINED 1800 0 0
SOUTHERN UN CO NEW COM 844030106 7 250 SH SOLE 250 0 0
SPECTRA ENERGY CORP COM 847560109 8 292 SH SOLE 156 0 136
STAPLES INCORPORATED 855030102 24 1000 SH SOLE 1000 0 0
STAPLES INCORPORATED 855030102 33 1400 SH DEFINED 1400 0 0
STRYKER CORP COM 863667101 7 110 SH SOLE 110 0 0
STRYKER CORP COM 863667101 7 110 SH DEFINED 110 0 0
SYMANTEC CORP COM 871503108 47 2455 SH SOLE 2455 0 0
SYSCO CORP COM 871829107 85 3075 SH SOLE 3075 0 0
SYSCO CORP COM 871829107 37 1350 SH DEFINED 1350 0 0
TARGET CORP COM 87612E106 244 5250 SH SOLE 5250 0 0
TENARIS S A SPONSORED ADR 88031M109 75 1000 SH SOLE 1000 0 0
TEXAS INSTRS INC COM 882508104 56 1995 SH SOLE 1995 0 0
3M CO COM 88579Y101 80 1150 SH SOLE 1150 0 0
3M CO COM 88579Y101 70 1000 SH DEFINED 1000 0 0
TIME WARNER INC COM 887317105 3 200 SH SOLE 200 0 0
TOMPKINSTRUSTCO INC COM 890110109 113 3037 SH SOLE 3037 0 0
TRANS1 INC COM 89385X105 572 37925 SH SOLE 36925 0 1000
TRANS1 INC COM 89385X105 29 1925 SH DEFINED 1925 0 0
TRAVELERS COMPANIES INC COM 89417E109 17 400 SH DEFINED 400 0 0
TRUSTCO BK CORP N Y COM 898349105 6 842 SH DEFINED 842 0 0
TUFCO TECHNOLOGIES INC COM 899040109 3 500 SH SOLE 500 0 0
UNION PAC CORP COM 907818108 316 4180 SH SOLE 4180 0 0
UNITED PARCEL SERVICE INC CL B 911312106 77 1260 SH SOLE 1260 0 0
UNITED PARCEL SERVICE INC CL B 911312106 12 200 SH DEFINED 200 0 0
UNITED TECHNOLOGIES CORP COM 913017109 929 15050 SH SOLE 14850 0 200
UNITED TECHNOLOGIES CORP COM 913017109 35 575 SH DEFINED 575 0 0
VALERO ENERGY CORP NEW COM 91913Y100 446 10840 SH SOLE 10540 0 300
VALERO ENERGY CORP NEW COM 91913Y100 34 825 SH DEFINED 825 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 286 3750 SH SOLE 3750 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 1482 31670 SH SOLE 31670 0 0
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 84 1800 SH DEFINED 1800 0 0
VENTAS INC COM 92276F100 27 642 SH DEFINED 642 0 0
VANGUARD INDEX FDS REIT ETF 922908553 12 200 SH SOLE 200 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 58 825 SH SOLE 825 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 210 3000 SH DEFINED 3000 0 0
VERIZON COMMUNICATIONS COM 92343V104 616 17404 SH SOLE 17404 0 0
VERIZON COMMUNICATIONS COM 92343V104 86 2431 SH DEFINED 2431 0 0
VISA INC COM CL A 92826C839 20 250 SH SOLE 250 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 19 656 SH DEFINED 656 0 0
WACHOVIA CORP 2ND NEW COM 929903102 650 41854 SH SOLE 41854 0 0
WACHOVIA CORP 2ND NEW COM 929903102 16 1000 SH DEFINED 1000 0 0
WAL MART STORES INC COM 931142103 1304 23206 SH SOLE 23106 0 100
WAL MART STORES INC COM 931142103 67 1200 SH DEFINED 1200 0 0
WALGREEN CO COM 931422109 164 5050 SH SOLE 5050 0 0
WASTE MGMT INC DEL COM 94106L109 593 15740 SH SOLE 15415 0 325
WASTE MGMT INC DEL COM 94106L109 35 925 SH DEFINED 925 0 0
WELLPOINT INC COM 94973V107 362 7590 SH SOLE 7290 0 300
WELLPOINT INC COM 94973V107 30 625 SH DEFINED 625 0 0
WELLS FARGO & CO NEW COM 949746101 131 5500 SH SOLE 5500 0 0
WELLS FARGO & CO NEW COM 949746101 12 525 SH DEFINED 525 0 0
WESTERN ASSET MANAGED MUNI 95766M105 29 2673 SOLE 2673 0 0
WHOLE FOODS MKT INC COM 966837106 14 600 SH SOLE 600 0 0
WINDSTREAM CORP COM 97381W104 5 372 SH SOLE 372 0 0
WINDSTREAM CORP COM 97381W104 1 59 SH DEFINED 59 0 0
WISCONSIN ENERGY CORP COM 976657106 50 1103 SH SOLE 1103 0 0
WISDOMTREE TRUST HG-YIELDING EQ 97717W208 12 300 SH SOLE 300 0 0
WISDOMTREE TRUST INTL REAL EST 97717W331 1132 30740 SH SOLE 30740 0 0
WISDOMTREE TRUST INTL REAL EST 97717W331 87 2375 SH DEFINED 2375 0 0
WISDOMTREE TRUST INTL MIDCAP DV 97717W778 312 5300 SH SOLE 5300 0 0
WISDOMTREE TRUST INTL DV TOP100 97717W786 12 200 SH SOLE 200 0 0
WISDOMTREE TRUST INTL LRGCAP DV 97717W794 2964 49880 SH SOLE 49455 0 425
WISDOMTREE TRUST INTL LRGCAP DV 97717W794 181 3050 SH DEFINED 3050 0 0
WOLVERINE WORLD WIDE INC COM 978097103 16 618 SH SOLE 618 0 0
WYETH COM 983024100 58 1200 SH SOLE 1200 0 0
WYETH COM 983024100 126 2625 SH DEFINED 2625 0 0
XTO ENERGY INC COM 98385X106 11 162 SH DEFINED 162 0 0
XCEL ENERGY INC COM 98389B100 16 820 SH SOLE 820 0 0
XEROX CORP COM 984121103 17 1225 SH SOLE 1225 0 0
ZIMMER HLDGS INC COM 98956P102 113 1658 SH SOLE 1658 0 0
ZIMMER HLDGS INC COM 98956P102 5 80 SH DEFINED 80 0 0
ZIONS BANCORPORATION COM 989701107 17 525 SH DEFINED 525 0 0
GRAND TOTALS 128233 29 58738 2926957 0 31781