UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2006 TF FINANCIAL CORPORATION -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its Charter) Delaware 0-24168 74-2705050 -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 3 Penns Trail, Newtown, Pennsylvania 18940 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (215) 579-4000 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act TF FINANCIAL CORPORATION INFORMATION TO BE INCLUDED IN THE REPORT Section 1 - Registrant's Business and Operations Item 1.01 Entry into a Material Definitive Agreement. The following payments for the fiscal year ended December 31, 2005 to directors and executive officers of the Registrant under the Registrant's Incentive Compensation Plan have been approved. Robert N. Dusek $54,009 Carl F. Gregory $18,215 George A. Olsen $39,743 Albert M. Tantala $17,897 Dennis L. McCartney $20,444 John R. Stranford $7,643 Kent C. Lufkin $113,534 Dennis R. Stewart $75,320 Floyd P. Haggar $52,336 Section 2 - Financial Information Item 2.02 Results of Operation and Financial Condition. On January 26, 2006, the Registrant issued a press release to report its results of operations for the three and twelve months ended December 31, 2005. A copy of the press release is included with this Form 8-K as an exhibit. Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit 99 -- Press Release dated January 26, 2006. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. TF FINANCIAL CORPORATION Date: January 31, 2006 By: /s/Dennis R. Stewart -------------------------------- Dennis R. Stewart Executive Vice President and Chief Financial Officer