UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported):
                                 April 24, 2003

                                   AETNA INC.
             (Exact name of registrant as specified in its charter)


                                                       
        Pennsylvania                     1-16095                  23-2229683
----------------------------     -----------------------       -------------
(State or other jurisdiction     (Commission File Number)     (I.R.S. Employer
of incorporation)                                            Identification No.)


151 Farmington Avenue
Hartford, Connecticut                                               06156
----------------------------------------------------------------------------
(Address of principal executive offices)                          (Zip Code)

                                 (860) 273-0123
                                 --------------
              (Registrant's telephone number, including area code)

                                       N/A
                                       ---
          (Former name or former address, if changed since last report)

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

(c) Exhibits. 99.1 Press Release of Aetna Inc. dated April 24, 2003.

ITEM 9. REGULATION FD DISCLOSURE.

The information in this Form 8-K and the Exhibit attached hereto is intended to
be furnished under Item 12, Results of Operations and Financial Condition, and
is being furnished under Item 9, Regulation FD Disclosure, in accordance with
SEC Release No. 33-8216 dated March 27, 2003.

On April 24, 2003, Aetna Inc. ("Aetna") issued a press release announcing
results for the quarter ended March 31, 2003. The press release is attached
hereto as Exhibit 99.1 and incorporated by reference herein.

The information in this Form 8-K and the Exhibit attached hereto shall not be
deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934
(the "Exchange Act") or otherwise subject to the liabilities of that Section,
nor shall it be deemed incorporated by reference in any filing under the
Securities Act of 1933 or the Exchange Act, regardless of any general
incorporation language in such filing.

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                            AETNA INC.


Date:  April 24, 2003                       BY:  /s/ Ronald M. Olejniczak
                                            -----------------------------
                                            Name: Ronald M. Olejniczak
                                            Title: Vice President and
                                            Controller

                                  EXHIBIT INDEX



Exhibit No.                    Description
-----------                    -----------
                            
Exhibit 99.1                   Press Release of Aetna Inc. dated April 24, 2003