UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended 06/30/05
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Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: PEAPACK GLADSTONE FINANCIAL CORPORATION
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Address: 158 Route 206 North
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Gladstone, NJ 07934
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Form 13F File Number: 28-
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The Institutional Investment Manager filing this report and the person by whom
it is signed represent that the person signing the report is authorized to
submit it, that all information contained herein is true, correct and complete,
and that it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ROY C. MILLER
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Title: Vice President
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Phone: 908 719 3306
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Signature, Place, and Date of Signing:
Roy C. Miller Gladstone, NJ 7/21/05
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[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check if all holdings of this reporting manager are
reported in this report.)
[ ] 13F NOTICE. (Check if no holdings reported are in this report, and all
holdings are reported in this report and a portion are reported by other
reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
28-
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[Repeat as necessary.]
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
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Form 13F Information Table Entry Total: 9,620,890
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Form 13F Information Table Value Total: 379,932
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(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File Number Name
01 28 -
02 28 -
03 28 -
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD D1668R123 47 1180 SH DEFINED 848 332 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 71 1000 SH SOLE 1000 0 0
INGERSOLL RAND COMPANY CLASS A COMMON G4776G101 448 6280 SH DEFINED 6280 0 0
MONTPELIER RE HLD G62185106 17 500 SH SOLE 500 0 0
NABORS INDUSTRIES LTD COM G6359F103 409 6750 SH SOLE 6750 0 0
NABORS INDUSTRIES LTD COM G6359F103 145 2400 SH DEFINED 2100 300 0
TRANSOCEAN INC G90078109 237 4395 SH SOLE 4395 0 0
TRANSOCEAN INC G90078109 282 5242 SH DEFINED 2442 2800 0
ALCON INC H01301102 273 2500 SH SOLE 2500 0 0
ALCON INC H01301102 399 3650 SH DEFINED 3050 600 0
GILAT SATELLITE NETWORKS LTD M51474118 0 120 SH SOLE 120 0 0
ORTHOFIX INTERNATIONAL N.V. N6748L102 1 44 SH SOLE 44 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 33 2519 SH SOLE 2519 0 0
FLEXTRONICS INTERNATIONAL Y2573F102 134 10200 SH DEFINED 9500 0 700
TEEKAY SHIPPING CORP Y8564W103 87 2000 SH DEFINED 2000 0 0
AFLAC INCORPORATED 001055102 36 845 SH SOLE 845 0 0
AFLAC INCORPORATED 001055102 51 1200 SH DEFINED 1200 0 0
AGCO CORPORATION 001084102 57 3000 SH DEFINED 3000 0 0
AGL RESOURCES INC COM 001204106 6 174 SH SOLE 174 0 0
AES CORPORATION 00130H105 13 833 SH SOLE 833 0 0
AES CORPORATION 00130H105 31 1905 SH DEFINED 1905 0 0
AT&T CORP NEW 001957505 14 746 SH SOLE 746 0 0
AT&T CORP NEW 001957505 22 1203 SH DEFINED 1183 20 0
AVI BIOPHARMA INC 002346104 145 63000 SH DEFINED 63000 0 0
AASTROM BIOSCIENCES 00253U107 10 3500 SH DEFINED 3500 0 0
ABBOTT LABS COM 002824100 304 6221 SH SOLE 6221 0 0
ABBOTT LABS COM 002824100 712 14536 SH DEFINED 11036 3500 0
ABERCROMBIE & FITCH 002896207 13 200 SH DEFINED 200 0 0
ABBEY NATIONAL PLC 7.375% PFD 002920700 32 1200 SH SOLE 1200 0 0
ADAMS EXPRESS COMPANY 006212104 13 1085 SH DEFINED 1085 0 0
ADESA INC 00686U104 8 400 SH DEFINED 400 0 0
ADOBE SYSTEMS INCORPORATED 00724F101 2788 97465 SH SOLE 96765 0 700
ADOBE SYSTEMS INCORPORATED 00724F101 1502 52515 SH DEFINED 45700 6015 800
AGERE SYS INC COMMON 00845V308 0 2 SH SOLE 2 0 0
AGERE SYS INC COMMON 00845V308 0 80 SH DEFINED 80 0 0
AGILENT TECHNOLOGIES 00846U101 14 638 SH DEFINED 257 381 0
AIR PRODUCTS & CHEMICALS INC 009158106 1864 30920 SH SOLE 29950 0 970
AIR PRODUCTS & CHEMICALS INC 009158106 925 15345 SH DEFINED 14180 1165 0
AIRTRAN HOLDINGS INC COM 00949P108 0 100 SH DEFINED 100 0 0
ALBERTO CULVER CO COM 013068101 694 16025 SH SOLE 15675 0 350
ALBERTO CULVER CO COM 013068101 157 3625 SH DEFINED 3075 0 550
ALCOA INC COM 013817101 18 725 SH SOLE 725 0 0
ALCOA INC COM 013817101 0 37 SH DEFINED 0 37 0
ALLERGAN INC COM 018490102 17 200 SH DEFINED 200 0 0
ALLETE INC COM NEW 018522300 6 133 SH DEFINED 133 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 23 500 SH SOLE 500 0 0
ALLIANCE CAPITAL MANAGEMENT HOLDING LP 01855A101 10 225 SH DEFINED 225 0 0
ALLIANCE RESOURCE PARTNERS L P 01877R108 74 1000 SH DEFINED 1000 0 0
ALLIANT ENERGY CORP COM 018802108 13 480 SH SOLE 480 0 0
ALLIANT ENERGY CORP COM 018802108 59 2132 SH DEFINED 2132 0 0
ALLIANT TECHNOLOGIES 018804104 28 400 SH DEFINED 0 400 0
ALLIED CAPITAL CORP NEW 01903Q108 58 2000 SH SOLE 2000 0 0
ALLIED IRISH BANKS PLC ADR 019228402 21 500 SH SOLE 500 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLMERICA FINANCIAL CORPORATION 019754100 11 309 SH SOLE 309 0 0
ALLMERICA FINANCIAL CORPORATION 019754100 6 177 SH DEFINED 177 0 0
ALLSTATE CORP COM 020002101 119 2000 SH SOLE 2000 0 0
ALLSTATE CORP COM 020002101 94 1584 SH DEFINED 1184 400 0
ALLTELL CORPORATION 020039103 442 7100 SH SOLE 7100 0 0
ALLTELL CORPORATION 020039103 196 3158 SH DEFINED 2158 1000 0
ALTRIA GROUP INC 02209S103 575 8900 SH DEFINED 8400 0 500
AMBAC FINANCIAL GROUP INC 023139108 118 1700 SH DEFINED 1700 0 0
AMEREN CORP COM 023608102 5 100 SH SOLE 100 0 0
AMEREN CORP COM 023608102 199 3600 SH DEFINED 3600 0 0
AMERICA MOVIL ADR 02364W105 23 400 SH DEFINED 400 0 0
AMERICAN ELEC PWR INC COM 025537101 98 2670 SH SOLE 2670 0 0
AMERICAN ELEC PWR INC COM 025537101 159 4326 SH DEFINED 4326 0 0
AMERICAN EXPRESS CO COM 025816109 146 2751 SH SOLE 2751 0 0
AMERICAN EXPRESS CO COM 025816109 441 8300 SH DEFINED 7800 500 0
AMERICAN INTERNATIONAL GROUP 026874107 1860 32034 SH SOLE 31634 0 400
AMERICAN INTERNATIONAL GROUP 026874107 2035 35048 SH DEFINED 29292 4681 1075
AMERICAN STANDARD COMPANIES INC 029712106 62 1500 SH DEFINED 1500 0 0
AMERICAN TOWER CORP CLASS A 029912201 6 330 SH DEFINED 330 0 0
AMETEK INC (NEW) 031100100 23 560 SH DEFINED 560 0 0
AMGEN INC 031162100 797 13188 SH SOLE 13188 0 0
AMGEN INC 031162100 248 4110 SH DEFINED 3450 660 0
AMSOUTH BANCORPORATION 032165102 43 1687 SH DEFINED 1687 0 0
AMYLIN PHARMECEUTICALS 032346108 10 500 SH DEFINED 0 500 0
ANADARKO PETE CORP COM 032511107 60 735 SH SOLE 735 0 0
ANADARKO PETE CORP COM 032511107 838 10204 SH DEFINED 9304 0 900
ANGLOGOLD LIMITED ADR'S PV R0.50 035128206 10 300 SH DEFINED 300 0 0
ANHEUSER BUSCH COS INC COM 035229103 115 2525 SH SOLE 2525 0 0
ANHEUSER BUSCH COS INC COM 035229103 392 8576 SH DEFINED 8226 0 350
ANTHRACITE CAPITAL INC 037023108 23 2000 SH SOLE 2000 0 0
AON CORP 037389103 69 2772 SH SOLE 2772 0 0
APACHE CORPORATION 037411105 200 3100 SH SOLE 3100 0 0
APCO ARGENTINA INC CAYMAN ISLANDS 037489101 3 100 SH DEFINED 100 0 0
APOLLO GROUP INC CL A 037604105 73 940 SH DEFINED 540 0 400
APPLE COMPUTER INC 037833100 8 220 SH DEFINED 0 220 0
APPLEBEE'S INTL INC 037899101 1613 60925 SH SOLE 59025 0 1900
APPLEBEE'S INTL INC 037899101 836 31608 SH DEFINED 25173 4410 2025
APPLERA CORP COM CELERA GENOMICS GROUP 038020202 0 13 SH DEFINED 13 0 0
APPLIED MATERIALS INC 038222105 13 850 SH SOLE 850 0 0
APPLIED MATERIALS INC 038222105 56 3500 SH DEFINED 3500 0 0
AQUA AMERICA INC 03836W103 5 200 SH DEFINED 200 0 0
ARCHER-DANIELS-MIDLAND COMPANY 039483102 2 100 SH SOLE 100 0 0
ARGON ST INC COM 040149106 10 300 SH DEFINED 300 0 0
ASHLAND INC 044204105 22 309 SH DEFINED 309 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 51 1248 SH SOLE 1248 0 0
ATLAS PIPELINE LTD PARTNERSHIP 049392103 8 200 SH DEFINED 200 0 0
ATMOS ENERGY 049560105 86 3000 SH DEFINED 3000 0 0
AUTHENTIDATE HOLDING CORP 052666104 2 1000 SH SOLE 1000 0 0
AUTOMATIC DATA PROCESSING 053015103 2245 53511 SH SOLE 52961 0 550
AUTOMATIC DATA PROCESSING 053015103 1614 38480 SH DEFINED 34330 3500 650
AVATAR HOLDINGS INC 053494100 25 500 SH SOLE 500 0 0
AVAYA INC COM USD .01 053499109 1 212 SH SOLE 212 0 0
AVAYA INC COM USD .01 053499109 2 275 SH DEFINED 275 0 0
AVERY DENNISON CORP 053611109 18 350 SH DEFINED 350 0 0
AVON PRODUCTS 054303102 7 200 SH SOLE 200 0 0
AXA ADR 054536107 0 34 SH SOLE 34 0 0
AXA ADR 054536107 7 300 SH DEFINED 300 0 0
BB&T CORP 054937107 18 472 SH SOLE 472 0 0
BCE INC COM 05534B109 2 100 SH SOLE 100 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BOC GROUP PLC ADR 055617609 18 500 SH DEFINED 500 0 0
BP PLC 055622104 1120 17966 SH SOLE 17866 0 100
BP PLC 055622104 2007 32179 SH DEFINED 31079 1100 0
BAKER HUGHES INCORPORATED COMMON 057224107 5 100 SH SOLE 100 0 0
BALLARD POWER SYSTEMS INC 05858H104 1 400 SH DEFINED 400 0 0
BANK AMERICA CORP COM 060505104 4012 87967 SH SOLE 86867 0 1100
BANK AMERICA CORP COM 060505104 4452 97632 SH DEFINED 91922 5710 0
BANK OF NEW YORK INC 064057102 172 6002 SH SOLE 6002 0 0
BANK OF NEW YORK INC 064057102 30 1068 SH DEFINED 1068 0 0
BK NOVA SCOTIA LA BANQUE DE NOUVELLE ECOSSE 064149107 7 214 SH SOLE 214 0 0
BARNES & NOBLE INC 067774109 31 800 SH DEFINED 0 0 800
BARR PHARMACEUTICAL INC 068306109 63 1300 SH DEFINED 0 0 1300
BAUSCH & LOMB INC COM 071707103 83 1000 SH SOLE 1000 0 0
BAXTER INTERNATIONAL 071813109 18 500 SH SOLE 500 0 0
BAXTER INTERNATIONAL 071813109 37 1000 SH DEFINED 1000 0 0
BAY VIEW CAPITAL CORP NEW 07262L309 3 200 SH DEFINED 200 0 0
BECTON DICKINSON & COMPANY 075887109 70 1350 SH DEFINED 1200 150 0
BED BATH & BEYOND 075896100 41 1000 SH DEFINED 1000 0 0
BEDFORD PROPERTY INVESTORS INC 076446301 2 100 SH DEFINED 100 0 0
BELLSOUTH CORP COM 079860102 155 5866 SH SOLE 5866 0 0
BELLSOUTH CORP COM 079860102 385 14518 SH DEFINED 13418 700 400
BEMA GOLD CORPORATION 08135F107 23 10000 SH DEFINED 0 10000 0
BERRY PETROLEUM 085789105 15 300 SH DEFINED 300 0 0
BEST BUY COMPANY INC 086516101 400 5850 SH SOLE 5850 0 0
BEST BUY COMPANY INC 086516101 407 5948 SH DEFINED 5598 350 0
BHP BILLINTON LTD SPONS ADR 088606108 16 600 SH DEFINED 600 0 0
BIOGEN IDEC INC 09062X103 7 225 SH SOLE 225 0 0
BIOVAIL CORPORATION 09067J109 50 3250 SH DEFINED 3250 0 0
BLACK & DECKER CORP COM 091797100 35 400 SH DEFINED 400 0 0
BLACKROCK CORE COND TRUST 09249E101 5 400 SH SOLE 400 0 0
BLACKROCK DIVIDEND ACHVRS TR 09250N107 5 400 SH DEFINED 400 0 0
BLOCK H & R INC COM 093671105 2 50 SH SOLE 50 0 0
BLOCK H & R INC COM 093671105 46 800 SH DEFINED 800 0 0
BOEING CO COM 097023105 13 200 SH SOLE 200 0 0
BOEING CO COM 097023105 13 200 SH DEFINED 200 0 0
BOSTON PROPERTIES INC. 101121101 17 250 SH SOLE 250 0 0
BOSTON SCIENTIFIC CORP. 101137107 43 1600 SH DEFINED 1600 0 0
BRIGGS & STRATTON CORPORATION 109043109 8 238 SH SOLE 238 0 0
BRISTOL-MYERS SQUIBB 110122108 805 32253 SH SOLE 32253 0 0
BRISTOL-MYERS SQUIBB 110122108 1816 72736 SH DEFINED 70536 1200 1000
BROADCOM CORPORATION COM 111320107 10 300 SH DEFINED 0 0 300
BROWN FORMAN DISTILLERS CORPCLASS 'A' VOTING 115637100 25 400 SH DEFINED 400 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 658 14332 SH SOLE 14332 0 0
BUCKEYE PIPELINE PARTNERS LP 118230101 556 12100 SH DEFINED 11600 500 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 35 750 SH SOLE 750 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 171 3649 SH DEFINED 2529 1120 0
BURLINGTON RESOURCES 122014103 118 2150 SH DEFINED 2000 150 0
CRACKER BARREL GROUP INC 12489V106 67 1725 SH SOLE 1725 0 0
CSX CORP COM 126408103 42 1000 SH DEFINED 1000 0 0
CVS CORP COM 126650100 34 1200 SH SOLE 1200 0 0
CVS CORP COM 126650100 477 16430 SH DEFINED 10730 5700 0
CABELAS INC 126804301 21 1000 SH SOLE 1000 0 0
CACI INTL INC CLASS A 127190304 322 5100 SH SOLE 5100 0 0
CACI INTL INC CLASS A 127190304 28 450 SH DEFINED 450 0 0
CAL DIVE INTL INC 127914109 36 700 SH DEFINED 700 0 0
CALIPER LIFE SCIENCES INC 130872104 12 2200 SH SOLE 2200 0 0
CAMPBELL SOUP CO COM 134429109 3 100 SH SOLE 100 0 0
CAMPBELL SOUP CO COM 134429109 61 2000 SH DEFINED 2000 0 0
CANADIAN NATURAL RESOURCES LTD 136385101 3 100 SH SOLE 100 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CANADIAN NATURAL RESOURCES LTD 136385101 21 600 SH DEFINED 600 0 0
CAPITAL ONE FINANCIAL 14040H105 3370 42122 SH SOLE 41322 0 800
CAPITAL ONE FINANCIAL 14040H105 1600 20010 SH DEFINED 17835 1300 875
CARDINAL HEALTH 14149Y108 20 350 SH SOLE 350 0 0
CARDINAL HEALTH 14149Y108 11 200 SH DEFINED 200 0 0
CAREER EDUCATION CORP 141665109 753 20575 SH SOLE 20575 0 0
CAREER EDUCATION CORP 141665109 722 19725 SH DEFINED 17725 1000 1000
CARMAX INC 143130102 26 1000 SH SOLE 1000 0 0
CATERPILLAR INC 149123101 42 450 SH SOLE 450 0 0
CATERPILLAR INC 149123101 276 2900 SH DEFINED 2900 0 0
CEDAR FAIR L.P. 150185106 6 200 SH DEFINED 200 0 0
CELGENE CORPORATION 151020104 20 500 SH SOLE 500 0 0
CELGENE CORPORATION 151020104 24 600 SH DEFINED 600 0 0
CENDANT CORPORATION 151313103 9 435 SH SOLE 435 0 0
CENDANT CORPORATION 151313103 4 200 SH DEFINED 200 0 0
CENTER BANCORP INC COM 151408101 79 6999 SH SOLE 6999 0 0
CENTER BANCORP INC COM 151408101 113 10032 SH DEFINED 10032 0 0
CENTERPOINT ENERGY INC 15189T107 14 1100 SH DEFINED 1100 0 0
CENTURYTEL INC 156700106 96 2800 SH SOLE 2800 0 0
CERADYNE INC 156710105 3 162 SH SOLE 162 0 0
CERTEGY INC 156880106 32 850 SH SOLE 850 0 0
CERTEGY INC 156880106 12 325 SH DEFINED 325 0 0
CHESAPEAKE ENERGY CORP 165167107 52 2300 SH DEFINED 2300 0 0
CHEVRON CORPORATION 166764100 3154 56416 SH SOLE 55216 0 1200
CHEVRON CORPORATION 166764100 2582 46184 SH DEFINED 41134 4850 200
CHINA MOBILE HONG KONG LTD ADR 16941M109 85 4600 SH DEFINED 1800 0 2800
CHOICEPOINT INC COM 170388102 56 1400 SH DEFINED 0 0 1400
CHORDIANT SOFTWARE INC. 170404107 0 240 SH DEFINED 240 0 0
THE CHUBB CORPORATION 171232101 1803 21068 SH SOLE 21068 0 0
THE CHUBB CORPORATION 171232101 1633 19075 SH DEFINED 17375 1700 0
CHURCH & DWIGHT INC COM 171340102 25 700 SH DEFINED 0 700 0
CIMAREX ENERGY CO 171798101 77 2000 SH DEFINED 2000 0 0
CINERGY CORP 172474108 24 550 SH DEFINED 550 0 0
CISCO SYS INC 17275R102 2527 132543 SH SOLE 129643 0 2900
CISCO SYS INC 17275R102 1218 63896 SH DEFINED 60796 1700 1400
CINTAS CORP 172908105 853 22105 SH SOLE 22105 0 0
CINTAS CORP 172908105 321 8325 SH DEFINED 7775 0 550
CITIZENS & NORTHN CORP 172922106 77 2485 SH SOLE 2485 0 0
CITIGROUP INC 172967101 3034 65650 SH SOLE 63900 0 1750
CITIGROUP INC 172967101 3617 78262 SH DEFINED 77332 930 0
CITRIX SYSTEMS INC 177376100 2 100 SH DEFINED 100 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 31 1025 SH SOLE 1025 0 0
CLEAR CHANNEL COMMUNICATIONS 184502102 42 1375 SH DEFINED 1375 0 0
CLOROX CO DEL COM 189054109 89 1600 SH SOLE 1600 0 0
CLOROX CO DEL COM 189054109 5 100 SH DEFINED 100 0 0
COCA COLA CO COM 191216100 168 4034 SH SOLE 4034 0 0
COCA COLA CO COM 191216100 121 2900 SH DEFINED 2900 0 0
COGNIZANT TECHNOLOGY CO 192446102 25 546 SH DEFINED 546 0 0
COLGATE PALMOLIVE CO COM 194162103 728 14590 SH SOLE 14490 0 100
COLGATE PALMOLIVE CO COM 194162103 522 10462 SH DEFINED 10462 0 0
COMCAST CORP NEW CLASS A 20030N101 30 999 SH SOLE 999 0 0
COMCAST CORP NEW CLASS A 20030N101 146 4765 SH DEFINED 4733 32 0
COMERICA INC. CO 200340107 21 375 SH DEFINED 375 0 0
COMMERCE BANCORP NJ 200519106 9 300 SH SOLE 300 0 0
COMPASS BANCSHARES INC COM 20449H109 11 250 SH SOLE 250 0 0
CONAGRA FOODS INC COM 205887102 32 1400 SH SOLE 1400 0 0
CONAGRA FOODS INC COM 205887102 13 600 SH DEFINED 600 0 0
CONOCOPHILLIPS CORP 20825C104 80 1400 SH SOLE 1400 0 0
CONOCOPHILLIPS CORP 20825C104 1145 19926 SH DEFINED 17926 0 2000
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CONSECO INC 208464883 43 2000 SH SOLE 2000 0 0
CONSOLIDATED EDISON COM 209115104 218 4659 SH SOLE 4659 0 0
CONSOLIDATED EDISON COM 209115104 30 648 SH DEFINED 648 0 0
CONSTELLATION BRANDS INC CL A 21036P108 826 28030 SH SOLE 27830 0 200
CONSTELLATION BRANDS INC CL A 21036P108 1162 39400 SH DEFINED 35800 700 2900
CONSTELLATION ENERGY GROUP INC COM 210371100 11 206 SH SOLE 206 0 0
CONSTELLATION ENERGY GROUP INC COM 210371100 51 900 SH DEFINED 900 0 0
CONTINENTAL AIRLINES INC CL B 210795308 15 1200 SH DEFINED 1200 0 0
CORINTHIAN COLLEGES INC 218868107 3 300 SH SOLE 300 0 0
CORINTHIAN COLLEGES INC 218868107 7 600 SH DEFINED 600 0 0
CORN PRODS INTL INC COM 219023108 28 1200 SH DEFINED 1200 0 0
CORNING INC 219350105 69 4200 SH SOLE 4200 0 0
CORNING INC 219350105 117 7050 SH DEFINED 5050 2000 0
CORPORATE HIGH YIELD FUND III INC 219925104 16 2000 SH DEFINED 2000 0 0
CORRECTIONS CORP AMER NEW 22025Y407 3 100 SH DEFINED 100 0 0
COSTCO WHOLESALE CORPORATION 22160K105 3739 83612 SH SOLE 82962 0 650
COSTCO WHOLESALE CORPORATION 22160K105 2209 49415 SH DEFINED 43440 4675 1300
COUNTRYWIDE CREDIT INC 222372104 10 284 SH SOLE 284 0 0
CP SHIPS LTD COM 22409V102 62 4000 SH DEFINED 4000 0 0
CUMMINS ENGINE INC 231021106 223 3000 SH DEFINED 3000 0 0
CYTEC INDUSTRIES INC 232820100 0 10 SH SOLE 10 0 0
DPL INC COM 233293109 17 636 SH SOLE 636 0 0
DTE ENERGY CO COM 233331107 83 1775 SH SOLE 1775 0 0
DTE ENERGY CO COM 233331107 191 4105 SH DEFINED 4105 0 0
DANAHER CORP 235851102 10 200 SH SOLE 200 0 0
DARDEN RESTAURANTS 237194105 23 725 SH SOLE 725 0 0
DARDEN RESTAURANTS 237194105 32 1000 SH DEFINED 1000 0 0
DEAN FOODS COMPANY 242370104 102 2900 SH DEFINED 1000 1900 0
DECODE GENETICS INC 243586104 5 619 SH DEFINED 619 0 0
DEERE & COMPANY 244199105 291 4445 SH SOLE 4445 0 0
DEERE & COMPANY 244199105 723 11050 SH DEFINED 10550 0 500
DEL MONTE FOODS CO 24522P103 3 300 SH SOLE 300 0 0
DEL MONTE FOODS CO 24522P103 1 132 SH DEFINED 132 0 0
DELL INC 24702R101 3276 83061 SH SOLE 81561 0 1500
DELL INC 24702R101 2576 65315 SH DEFINED 55790 7975 1550
DELPHI CORPORATION CORP 247126105 0 116 SH SOLE 116 0 0
DELPHI CORPORATION CORP 247126105 1 227 SH DEFINED 0 227 0
DELTIC TIMBER CORP 247850100 114 3000 SH DEFINED 3000 0 0
DEVELOPERS DIVERSIFIED 251591103 8 179 SH DEFINED 179 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 24 481 SH SOLE 481 0 0
DEVON ENERGY CORPORATION NEW COM 25179M103 40 800 SH DEFINED 0 800 0
DIAMONDS TRUST SER I 252787106 38 370 SH SOLE 370 0 0
DIAMONDS TRUST SER I 252787106 10 100 SH DEFINED 100 0 0
DIEBOLD INC 253651103 198 4400 SH DEFINED 4400 0 0
DIRECTV GROUP INC 25459L106 21 1388 SH SOLE 1388 0 0
DIRECTV GROUP INC 25459L106 16 1079 SH DEFINED 1067 12 0
DISNEY WALT CO COM DISNEY 254687106 2586 102723 SH SOLE 100873 0 1850
DISNEY WALT CO COM DISNEY 254687106 1893 75183 SH DEFINED 66850 8333 0
DOLLAR TREE STORES INC 256747106 4 200 SH DEFINED 200 0 0
DOMINION RES INC 25746U109 456 6227 SH SOLE 6227 0 0
DOMINION RES INC 25746U109 972 13247 SH DEFINED 11161 2086 0
DONALDSON INC 257651109 1099 36250 SH SOLE 36250 0 0
DONALDSON INC 257651109 563 18575 SH DEFINED 17075 1500 0
DORCHESTER MINERALS LP 25820R105 1 60 SH SOLE 60 0 0
DOVER CORPORATION 260003108 87 2415 SH SOLE 2415 0 0
DOW CHEM CO COM 260543103 467 10507 SH SOLE 10507 0 0
DOW CHEM CO COM 260543103 543 12206 SH DEFINED 9769 637 1800
DU PONT E I DE NEMOURS & CO COM 263534109 310 7227 SH SOLE 7227 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 532 12392 SH DEFINED 11192 0 1200
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DUKE ENERGY CORP COM 264399106 688 23164 SH SOLE 23164 0 0
DUKE ENERGY CORP COM 264399106 569 19158 SH DEFINED 17358 1800 0
DUN & BRADSTREET CORP DEL NEW COM 26483E100 36 600 SH SOLE 600 0 0
DYAX CORPORATION 26746E103 9 2000 SH SOLE 2000 0 0
E M C CORPORATION 268648102 1152 84065 SH SOLE 80665 0 3400
E M C CORPORATION 268648102 933 68120 SH DEFINED 59620 8500 0
ENSCO INTERNATIONAL INC 26874Q100 7 200 SH SOLE 200 0 0
EOG RES INC 26875P101 202 3566 SH DEFINED 3566 0 0
EP MEDSYSTEMS INC 26881P103 3 1000 SH DEFINED 1000 0 0
EASTMAN CHEMICAL COMPANY 277432100 13 239 SH DEFINED 239 0 0
EASTMAN KODAK CO COM 277461109 57 2136 SH DEFINED 783 853 500
EASYLINK SERVICES CORP CLASS A 27784T200 0 150 SH DEFINED 150 0 0
EATON VANCE TAX ADVANTAGED 27828G107 11 530 SH SOLE 530 0 0
EBAY INC 278642103 11 360 SH SOLE 360 0 0
EL PASO CORPORATION 28336L109 18 1600 SH SOLE 1600 0 0
EL PASO CORPORATION 28336L109 46 4000 SH DEFINED 4000 0 0
ELECTRONIC ARTS INC 285512109 5 100 SH SOLE 100 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 3 192 SH SOLE 192 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 1 100 SH DEFINED 0 100 0
EMERSON ELEC CO COM 291011104 241 3850 SH SOLE 3850 0 0
EMERSON ELEC CO COM 291011104 661 10558 SH DEFINED 10558 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 217 4060 SH SOLE 4060 0 0
ENBRIDGE ENERGY PARTNERS L P 29250R106 331 6200 SH DEFINED 5400 800 0
ENBRIDGE ENERGY MANAGEMENT LLC 29250X103 11 230 SH SOLE 230 0 0
ENERGEN CORP COM 29265N108 84 2400 SH DEFINED 2400 0 0
ENEL SPA ADS 29265W108 8 200 SH DEFINED 200 0 0
ENERGY EAST CORP COM 29266M109 124 4310 SH DEFINED 4310 0 0
ENERPLUS RESOURCES FUND TRUST UNITS 29274D604 168 4400 SH DEFINED 0 4400 0
ENGELHARD CORP COM 292845104 75 2630 SH DEFINED 2630 0 0
ENTERGY CORP NEW COM 29364G103 3 49 SH SOLE 49 0 0
ENTERGY CORP NEW COM 29364G103 243 3221 SH DEFINED 3221 0 0
ENTERPRISE PRODUCTS PARTNERS LP 293792107 67 2533 SH SOLE 2533 0 0
ENTERPRISE PRODUCTS PARTNERS LP 293792107 7 271 SH DEFINED 271 0 0
EQUIFAX, INC. 294429105 60 1700 SH SOLE 1700 0 0
EQUIFAX, INC. 294429105 23 650 SH DEFINED 650 0 0
EQUITABLE RESOURCES 294549100 68 1000 SH DEFINED 1000 0 0
EQUITY INCOME FUND EXCHANGE SER.AT&T SHS 1ST 294700703 45 576 SH DEFINED 576 0 0
EQUITY OFFICE PPTYS TR COM 294741103 6 190 SH SOLE 190 0 0
EQUITY RESIDENTIAL SBI 29476L107 46 1250 SH SOLE 1250 0 0
EQUITY RESIDENTIAL SBI 29476L107 7 200 SH DEFINED 200 0 0
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EXATECH INC 30064E109 13 1000 SH DEFINED 1000 0 0
EXELON CORP COM 30161N101 60 1188 SH DEFINED 1188 0 0
EXIDE TECHNOLOGIES WARRANTS 302051123 0 241 SH SOLE 241 0 0
EXPRESS SCRIPTS A 302182100 19 388 SH DEFINED 388 0 0
EXXON MOBIL CORP COM 30231G102 7747 134804 SH SOLE 134024 0 780
EXXON MOBIL CORP COM 30231G102 13275 230996 SH DEFINED 213743 5669 11584
FPL GROUP INC COM 302571104 425 10128 SH SOLE 10128 0 0
FPL GROUP INC COM 302571104 420 10000 SH DEFINED 10000 0 0
FEDERAL HOME LOAN MORTGAGE CORPORATION COMMON 313400301 5 90 SH SOLE 90 0 0
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 874 14979 SH SOLE 14925 0 54
FEDERAL NATL MTG ASSN (D/B/A FANNIE MAE) COM313586109 755 12930 SH DEFINED 10480 2450 0
FEDERAL REALTY INVESTMENT TRUST 313747206 24 423 SH DEFINED 423 0 0
FEDERATED DEPARTMENT STORES INC 31410H101 9 135 SH SOLE 135 0 0
FEDEX CORPORATION 31428X106 16 200 SH SOLE 200 0 0
FEDEX CORPORATION 31428X106 40 500 SH DEFINED 500 0 0
FIFTH THIRD BANCORP COM 316773100 526 12800 SH SOLE 12800 0 0
FIFTH THIRD BANCORP COM 316773100 303 7365 SH DEFINED 5715 1650 0
FIRST ALBANY COS INC 318465101 4 835 SH SOLE 835 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FIRST DATA CORPORATION 319963104 1221 30428 SH SOLE 30428 0 0
FIRST DATA CORPORATION 319963104 104 2600 SH DEFINED 2600 0 0
FISERV INCORPORATED WISCONSON 337738108 51 1203 SH SOLE 1203 0 0
FIRSTENERGY CORP COM 337932107 120 2500 SH DEFINED 2500 0 0
FLAHERTY & CRUMRINE PFD SECS INCOME FUND 338478100 0 17 SH SOLE 17 0 0
FLOATING RATE INCOME 339736100 8 502 SH SOLE 502 0 0
FLOWER FOODS INC 343498101 110 3125 SH DEFINED 3125 0 0
FORD MOTOR CO DEL 345370860 2 200 SH SOLE 200 0 0
FORDING CANADIAN COAL 345425102 33 363 SH DEFINED 363 0 0
FOREST LABORATORIES INC 345838106 17 450 SH SOLE 450 0 0
FOREST LABORATORIES INC 345838106 20 525 SH DEFINED 525 0 0
FORTUNE BRANDS INC COM 349631101 2919 32875 SH SOLE 32875 0 0
FORTUNE BRANDS INC COM 349631101 1656 18655 SH DEFINED 15560 2470 625
FRANKLIN RESOURCES INC 354613101 30 400 SH SOLE 400 0 0
FREESCALE SEMICONDUCTOR CLASS B 35687M206 0 33 SH SOLE 33 0 0
FREESCALE SEMICONDUCTOR CLASS B 35687M206 25 1206 SH DEFINED 909 33 264
GABLES RESIDENTIAL TRUST 362418105 43 1000 SH DEFINED 1000 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 19 337 SH DEFINED 337 0 0
GAMESTOP CLASS B 36466R200 10 339 SH DEFINED 0 0 339
GANNETT COMPANY INC 364730101 105 1485 SH SOLE 1485 0 0
GANNETT COMPANY INC 364730101 21 300 SH DEFINED 300 0 0
GAP INC 364760108 2 150 SH SOLE 150 0 0
GENENTECH INC 368710406 2542 31665 SH SOLE 31665 0 0
GENENTECH INC 368710406 1988 24765 SH DEFINED 22135 2030 600
GENERAL DYNAMICS CORP 369550108 38 350 SH SOLE 350 0 0
GENERAL ELEC CO COM 369604103 9182 265089 SH SOLE 262939 0 2150
GENERAL ELEC CO COM 369604103 9361 270246 SH DEFINED 245876 21370 3000
GENERAL MILLS, INC 370334104 46 1000 SH DEFINED 1000 0 0
GENERAL MTRS CORP COM 370442105 87 2578 SH SOLE 2578 0 0
GENERAL MTRS CORP COM 370442105 77 2291 SH DEFINED 1951 340 0
GENVEC INC 37246C109 0 500 SH DEFINED 500 0 0
GEORGIA PAC CORP COM 373298108 56 1793 SH DEFINED 1793 0 0
GERDAU AMERISTEEL CORP 37373P105 4 1000 SH DEFINED 1000 0 0
GILLETTE COMPANY 375766102 162 3200 SH SOLE 3200 0 0
GILLETTE COMPANY 375766102 106 2100 SH DEFINED 2100 0 0
GLAMIS GOLD LTD COMMON 376775102 34 2000 SH DEFINED 0 2000 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 308 6354 SH SOLE 6354 0 0
GLAXO SMITHKLINE PLC SPONSORED ADR 37733W105 199 4112 SH DEFINED 4112 0 0
GOLDCORP INC 380956409 31 2000 SH DEFINED 0 2000 0
GOLDEN STAR RESOURCES LTD 38119T104 9 3000 SH DEFINED 0 3000 0
GOLDMAN SACHS GROUP 38141G104 91 900 SH SOLE 900 0 0
GOLDMAN SACHS GROUP 38141G104 205 2017 SH DEFINED 2017 0 0
GREAT PLAINS ENERGY INC 391164100 4 150 SH SOLE 150 0 0
GREAT PLAINS ENERGY INC 391164100 4 150 SH DEFINED 0 150 0
GROUPE CGI INC 39945C109 0 159 SH SOLE 159 0 0
GUIDANT CORP COM 401698105 101 1508 SH SOLE 1508 0 0
HSBC HOLDINGS ADR 404280406 6 86 SH SOLE 86 0 0
HSBC HOLDINGS ADR 404280406 7 96 SH DEFINED 0 96 0
HAIN CELESTIAL GROUP INC 405217100 12 650 SH DEFINED 650 0 0
HALLIBURTON CO COM 406216101 302 6332 SH DEFINED 6332 0 0
HANCOCK JOHN PATRIOT PREMIUM DIVIDEND FUND II 41013T105 13 1100 SH DEFINED 1100 0 0
HARLEY DAVIDSON 412822108 1144 23080 SH SOLE 21980 0 1100
HARLEY DAVIDSON 412822108 328 6625 SH DEFINED 6625 0 0
HARRAHS ENTERTAINMENT INC 413619107 1 22 SH SOLE 22 0 0
HARRAHS ENTERTAINMENT INC 413619107 15 221 SH DEFINED 221 0 0
HARRIS CORP 413875105 24 800 SH DEFINED 800 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 82 1100 SH SOLE 1100 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 83 1112 SH DEFINED 1112 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 26 1000 SH SOLE 1000 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HAWKINS INC 420261109 31 2600 SH SOLE 2600 0 0
H.J. HEINZ COMPANY 423074103 23 675 SH DEFINED 675 0 0
HERSHEY CO COM 427866108 111 1800 SH SOLE 1800 0 0
HERSHEY CO COM 427866108 372 6000 SH DEFINED 3500 1300 1200
HEWLETT PACKARD CO COM 428236103 126 5377 SH DEFINED 2652 1525 1200
HOME DEPOT, INC 437076102 2446 62911 SH SOLE 61211 0 1700
HOME DEPOT, INC 437076102 2484 63881 SH DEFINED 60492 2239 1150
HONEYWELL INTERNATIONAL INC COM 438516106 96 2629 SH SOLE 2629 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 229 6258 SH DEFINED 5458 800 0
HOSPITALITY PROPERTIES TRUST 44106M102 328 7455 SH SOLE 7455 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 270 6150 SH DEFINED 5250 900 0
HOSPIRA INC 441060100 1 29 SH SOLE 29 0 0
HOSPIRA INC 441060100 7 195 SH DEFINED 195 0 0
HUDSON CITY BANCORP 443683107 79 6928 SH SOLE 6928 0 0
HUDSON CITY BANCORP 443683107 95 8412 SH DEFINED 8412 0 0
HUDSON UNITED BANCORP 444165104 83 2300 SH DEFINED 2300 0 0
ING CLARION GLOBAL REAL ESTATE 44982G104 10 700 SH SOLE 700 0 0
IMS HEALTH INCORPORATED 449934108 65 2632 SH DEFINED 2632 0 0
ITT INDUSTRIES INC COM 450911102 53 550 SH SOLE 550 0 0
ITT INDUSTRIES INC COM 450911102 54 556 SH DEFINED 556 0 0
ICON PUB LTD CO 45103T107 34 1000 SH DEFINED 1000 0 0
IDACORP INC COM 451107106 9 300 SH SOLE 300 0 0
IDACORP INC COM 451107106 124 4066 SH DEFINED 4066 0 0
ILLINOIS TOOL WORKS INC COM 452308109 28 361 SH DEFINED 361 0 0
IMAGE ENTERTAINMENT INC 452439201 14 5000 SH SOLE 5000 0 0
IMATION CORP COM 45245A107 4 126 SH DEFINED 126 0 0
IMAGISTICS INTERNATIONAL IN C 45247T104 1 42 SH DEFINED 42 0 0
INDYMAC BANCORP INC 456607100 40 1000 SH DEFINED 1000 0 0
INLAND REAL ESTATE CORPORATION 457461200 24 1500 SH SOLE 1500 0 0
INTEL CORP COM 458140100 2596 99796 SH SOLE 97746 0 2050
INTEL CORP COM 458140100 1763 67765 SH DEFINED 63080 4685 0
INTL BUSINESS MACHINE CORP COMMON 459200101 2164 29165 SH SOLE 28265 0 900
INTL BUSINESS MACHINE CORP COMMON 459200101 3793 51123 SH DEFINED 46739 2784 1600
INTERNATIONAL GAME TECHNOLOGY 459902102 4 150 SH DEFINED 0 150 0
INTL PAPER CO COM 460146103 66 2200 SH DEFINED 2200 0 0
INTEVAC INC 461148108 34 3300 SH DEFINED 0 3300 0
INTUIT 461202103 27 600 SH DEFINED 100 500 0
INVITROGEN CORP 46185R100 56 683 SH DEFINED 683 0 0
I SHARES TR DOW JONES SELECT DIV INDEX FD 464287168 6 100 SH SOLE 100 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 73 619 SH SOLE 619 0 0
ISHARES TR S&P 500 INDEX FUND 464287200 11 100 SH DEFINED 100 0 0
I SHARES EAFE INDEX FUND 464287465 22 425 SH SOLE 425 0 0
I SHARES EAFE INDEX FUND 464287465 23 450 SH DEFINED 450 0 0
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 45 670 SH SOLE 340 0 330
I SHARES TR S&P MIDCAP 400 INDEX FD 464287507 43 640 SH DEFINED 640 0 0
ISHARES TR COHEN & STEERS REALTY MAJORS INDEX FD464287564 6 98 SH SOLE 98 0 0
I SHARES RUSSELL 1000 VALUE 464287598 21 320 SH SOLE 320 0 0
I SHARES RUSSELL 1000 VALUE 464287598 9 150 SH DEFINED 150 0 0
I SHARES TR S&P MIDCAP 400 BARRA GRWTH INDEX FD464287606 11 160 SH SOLE 160 0 0
I SHARES RUSSELL 1000 GROWTH 464287614 23 495 SH SOLE 495 0 0
I SHARES RUSSELL 1000 GROWTH 464287614 17 360 SH DEFINED 360 0 0
ISHARES TR RUSSELL 2000 INDEX FUND 464287655 38 600 SH SOLE 600 0 0
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 34 645 SH SOLE 245 0 400
I SHARES TR DOW JONES US INDL SECTOR INDEX FD464287754 12 235 SH DEFINED 235 0 0
I SHARES TR S & P SMALLCAP 600/BARRA VAL INDEX 464287879 6 100 SH SOLE 100 0 0
I SHARES TR S&P SMALLCAP 600BARRA GRWTH INDEX FD464287887 11 110 SH SOLE 110 0 0
J P MORGAN CHASE & CO 46625H100 1224 34689 SH SOLE 34689 0 0
J P MORGAN CHASE & CO 46625H100 1930 54680 SH DEFINED 50255 4425 0
JARDEN CORP 471109108 795 14750 SH SOLE 14750 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JARDEN CORP 471109108 501 9300 SH DEFINED 8500 500 300
JEFFERSON PILOT CORPORATION 475070108 43 859 SH SOLE 859 0 0
JEFFERSON PILOT CORPORATION 475070108 43 859 SH DEFINED 859 0 0
JETBLUE AIRWAYS 477143101 6 300 SH DEFINED 300 0 0
JOHNSON & JOHNSON COM 478160104 5654 86990 SH SOLE 85940 0 1050
JOHNSON & JOHNSON COM 478160104 8642 132961 SH DEFINED 123211 7725 2025
JOHNSON CTLS INC COM 478366107 33 600 SH SOLE 600 0 0
JOHNSON CTLS INC COM 478366107 202 3600 SH DEFINED 3600 0 0
JUNIPER NETWORKS 48203R104 2 100 SH SOLE 100 0 0
KADANT INC 48282T104 1 69 SH DEFINED 69 0 0
KANBAY INTERNATIONAL, INC 48369P207 1294 56000 SH SOLE 56000 0 0
KANBAY INTERNATIONAL, INC 48369P207 292 12672 SH DEFINED 12672 0 0
KANEB PIPE LINE PARTNERS LP 484169107 38 622 SH SOLE 622 0 0
KANEB PIPE LINE PARTNERS LP 484169107 33 550 SH DEFINED 550 0 0
KELLOGG COMPANY 487836108 8 200 SH DEFINED 0 200 0
KEMET CORP 488360108 6 1000 SH DEFINED 1000 0 0
KERR MCGEE CORP 492386107 1 18 SH DEFINED 18 0 0
KEYCORP 493267108 16 500 SH DEFINED 300 200 0
KEYSPAN CORP COM 49337W100 54 1341 SH DEFINED 1341 0 0
KIMBERLY-CLARK CORPORATION 494368103 233 3724 SH SOLE 3724 0 0
KIMBERLY-CLARK CORPORATION 494368103 181 2900 SH DEFINED 2900 0 0
KIMCO REALTY CORPORATION 49446R109 505 8575 SH SOLE 8575 0 0
KIMCO REALTY CORPORATION 49446R109 521 8850 SH DEFINED 7100 1750 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 89 1750 SH SOLE 1750 0 0
KINDER MORGAN ENERGY PARTNERS L P 494550106 218 4300 SH DEFINED 4300 0 0
KINROSS GOLD CORP COM NO PAR 496902404 8 1333 SH DEFINED 0 1333 0
KNIGHT-RIDDER INC 499040103 170 2775 SH SOLE 2425 0 350
KNIGHT-RIDDER INC 499040103 363 5925 SH DEFINED 4000 1050 875
KNOLOGY INC COM 499183804 3 2000 SH DEFINED 2000 0 0
KRAFT FOODS INC 50075N104 31 1000 SH DEFINED 1000 0 0
KRISPY KREME DOUGHNUTS 501014104 2 300 SH DEFINED 300 0 0
KROGER COMPANY COM 501044101 7 400 SH DEFINED 400 0 0
LSI LOGIC CORPORATION 502161102 1 150 SH SOLE 150 0 0
L-3 COMMUNICATIONS HLDGS INC 502424104 2099 27414 SH SOLE 27314 0 100
L-3 COMMUNICATIONS HLDGS INC 502424104 2047 26740 SH DEFINED 22520 3195 1025
LEAP FROG 52186N106 4 400 SH DEFINED 400 0 0
LEHMAN BROTHERS HOLDINGS INC 524908100 23 232 SH SOLE 232 0 0
LENNAR CORP 526057104 126 2000 SH DEFINED 2000 0 0
LENNAR CORPORATION CLASS B COMMON 526057302 11 200 SH DEFINED 200 0 0
LILLY ELI & CO COM 532457108 203 3647 SH SOLE 3647 0 0
LILLY ELI & CO COM 532457108 553 9931 SH DEFINED 9031 500 400
LINCOLN NATIONAL CORP 534187109 75 1600 SH SOLE 1600 0 0
LLOYDS TSB GROUP ADR 539439109 13 400 SH DEFINED 400 0 0
LOCKHEED MARTIN CORP 539830109 434 6700 SH SOLE 6700 0 0
LOCKHEED MARTIN CORP 539830109 6 100 SH DEFINED 100 0 0
LOWES COMPANIES INC 548661107 1043 17919 SH SOLE 17919 0 0
LOWES COMPANIES INC 548661107 544 9350 SH DEFINED 8850 500 0
LUBRIZOL CORP COM 549271104 42 1000 SH DEFINED 1000 0 0
LUCENT TECHNOLOGY INC 549463107 22 7605 SH SOLE 7605 0 0
LUCENT TECHNOLOGY INC 549463107 56 19333 SH DEFINED 18733 600 0
LYONDELL CHEMICAL COMPANY 552078107 7 300 SH DEFINED 300 0 0
MBIA, INC 55262C100 1656 27930 SH SOLE 27930 0 0
MBIA, INC 55262C100 1467 24750 SH DEFINED 22250 1100 1400
MBNA CORPORATION 55262L100 35 1375 SH SOLE 1375 0 0
MBNA CORPORATION 55262L100 52 2000 SH DEFINED 1000 0 1000
MFS CHARTER INCOME TRUST 552727109 47 5350 SH SOLE 5350 0 0
MFS CHARTER INCOME TRUST 552727109 13 1500 SH DEFINED 1500 0 0
MGI PHARMACEUTICALS 552880106 4 200 SH DEFINED 200 0 0
MACK-CALI REALTY CORP 554489104 18 400 SH SOLE 400 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MANULIFE FINANCIAL CORP 56501R106 51 1082 SH DEFINED 1082 0 0
MARATHON OIL CORP 565849106 170 3200 SH DEFINED 3200 0 0
MARSHALL & ILSLEY CORP 571834100 362 8165 SH SOLE 7665 0 500
MARSHALL & ILSLEY CORP 571834100 291 6550 SH DEFINED 6550 0 0
MARRIOTT INTERNATIONAL-A 571903202 1212 17770 SH SOLE 17770 0 0
MARRIOTT INTERNATIONAL-A 571903202 1128 16535 SH DEFINED 14935 1600 0
MARTHA STEWART LIVING 573083102 14 500 SH SOLE 500 0 0
MASCO CORPORATION 574599106 3 100 SH DEFINED 0 100 0
MASSMUTUAL PARTN INVS SH BEN INT 576299101 73 5200 SH SOLE 5200 0 0
MATTEL INC COM 577081102 3 200 SH SOLE 200 0 0
MAYTAG CORPORATION 578592107 7 500 SH SOLE 500 0 0
MAYTAG CORPORATION 578592107 6 425 SH DEFINED 425 0 0
MCCLATCHY COMPANY 579489105 65 1000 SH SOLE 1000 0 0
MCCLATCHY COMPANY 579489105 147 2250 SH DEFINED 2250 0 0
MCCORMICK & CO INC COMMON NON-VOTING 579780206 1767 54100 SH SOLE 54000 0 100
MCCORMICK & CO INC COMMON NON-VOTING 579780206 1650 50520 SH DEFINED 49120 800 600
MCDERMOTT ITL INC 580037109 21 1000 SH DEFINED 0 1000 0
MCDONALDS CORP COM 580135101 2 100 SH SOLE 100 0 0
MCDONALDS CORP COM 580135101 88 3200 SH DEFINED 2200 1000 0
MCGRAW HILL COMPANIES INC 580645109 6 150 SH SOLE 150 0 0
MCGRAW HILL COMPANIES INC 580645109 148 3360 SH DEFINED 3360 0 0
MCKESSON CORPORATION 58155Q103 6 148 SH DEFINED 148 0 0
MEADWESTVACO CORP 583334107 89 3180 SH DEFINED 2000 1180 0
MEDAREX INC 583916101 3 400 SH DEFINED 400 0 0
MEDCO HEALTH SOLUTIONS 58405U102 2 47 SH SOLE 47 0 0
MEDCO HEALTH SOLUTIONS 58405U102 94 1762 SH DEFINED 1738 24 0
MEDTRONIC INC 585055106 30 595 SH SOLE 595 0 0
MEDTRONIC INC 585055106 193 3740 SH DEFINED 3140 600 0
MELLON FINANCIAL CORP COM 58551A108 28 1000 SH DEFINED 1000 0 0
MERCANTILE BANKSHARES CORP COM 587405101 20 400 SH DEFINED 400 0 0
MERCK & CO INC COM 589331107 317 10301 SH SOLE 10301 0 0
MERCK & CO INC COM 589331107 1031 33507 SH DEFINED 32007 1200 300
MERCURY INTERACTIVE CORP 589405109 11 300 SH DEFINED 300 0 0
MERRILL LYNCH & CO INC 590188108 143 2600 SH DEFINED 2600 0 0
METLIFE INC 59156R108 8 200 SH SOLE 200 0 0
METLIFE INC 59156R108 44 1000 SH DEFINED 1000 0 0
MICROSOFT CORP 594918104 1555 62624 SH SOLE 62624 0 0
MICROSOFT CORP 594918104 1470 59187 SH DEFINED 52700 4537 1950
S&P DEPOSITORY RECEIPT MIDCAP TR UNIT 595635103 35 285 SH SOLE 285 0 0
S&P DEPOSITORY RECEIPT MIDCAP TR UNIT 595635103 27 220 SH DEFINED 220 0 0
MIDDLESEX WATER CO COM 596680108 77 4000 SH DEFINED 4000 0 0
MILLENNIUM PHARMACEUTICALS 599902103 7 800 SH DEFINED 800 0 0
MIPS TECHNOLOGIES INC CLASS A 604567107 0 27 SH DEFINED 27 0 0
MONSANTO CO NEW 61166W101 44 701 SH SOLE 701 0 0
MONSANTO CO NEW 61166W101 23 378 SH DEFINED 378 0 0
MOODYS CORP 615369105 53 1200 SH SOLE 1200 0 0
MORGAN STANLEY COMPANY 617446448 758 14455 SH SOLE 14455 0 0
MORGAN STANLEY COMPANY 617446448 480 9149 SH DEFINED 9149 0 0
MOTOROLA,INC 620076109 5 300 SH SOLE 300 0 0
MOTOROLA,INC 620076109 216 11850 SH DEFINED 8850 600 2400
MUNIHOLDING NY INSD FUND INC 625931100 18 1253 DEFINED 1253 0 0
MUNIHOLDINGS NEW JERSEY INS D FUND INC 625936109 112 7200 DEFINED 7200 0 0
MURPHY OIL CORPORATION 626717102 208 4000 SH DEFINED 4000 0 0
NCR CORP NEW 62886E108 6 188 SH SOLE 188 0 0
NCR CORP NEW 62886E108 4 130 SH DEFINED 130 0 0
NASDAQ 100 TRUST UNIT SER 1 631100104 21 585 SH SOLE 585 0 0
NASDAQ 100 TRUST UNIT SER 1 631100104 25 700 SH DEFINED 700 0 0
NASTECH PHARMACETICAL 631728409 7 500 SH DEFINED 500 0 0
NATIONAL CITY CORP 635405103 34 1000 SH SOLE 1000 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NATIONAL CITY CORP 635405103 46 1350 SH DEFINED 0 1350 0
NATIONAL FUEL GAS CO N J COM 636180101 80 2792 SH DEFINED 2792 0 0
NAUTILUS INC 63910B102 28 1000 SH DEFINED 1000 0 0
NEENAH PAPER INC 640079109 2 87 SH SOLE 87 0 0
NEENAH PAPER INC 640079109 2 68 SH DEFINED 68 0 0
NEORX CORPORATION 640520300 0 50 SH DEFINED 50 0 0
NETWORK APPLIANCE INC 64120L104 9 350 SH SOLE 350 0 0
NEW JERSEY RESOURCES CORPORATION 646025106 111 2314 SH SOLE 2314 0 0
NEW PLAN EXCEL RLTY TR INC COM 648053106 10 400 SH SOLE 400 0 0
NEW PLAN EXCEL RLTY TR INC COM 648053106 29 1100 SH DEFINED 0 1100 0
NEWMONT MINING CORP 651639106 159 4100 SH DEFINED 1200 2200 700
NEWS CORP CLASS A 65248E104 0 32 SH SOLE 32 0 0
NEWS CORP CLASS A 65248E104 5 334 SH DEFINED 332 2 0
NEWS CORP CLASS B 65248E203 20 1200 SH DEFINED 1200 0 0
NEWTEK BUSINESS SERVICES INCCOM 652526104 4 2000 SH DEFINED 2000 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 9 300 SH SOLE 300 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 3 100 SH DEFINED 0 100 0
NICOR INC COM 654086107 16 400 SH SOLE 400 0 0
NIKE INC CL B 654106103 8 100 SH DEFINED 0 100 0
NISOURCE INC COM 65473P105 12 517 SH SOLE 517 0 0
NISOURCE INC COM 65473P105 49 2000 SH DEFINED 2000 0 0
NOBEL LEARNING COMMUNITIES INC 654889104 34 4000 SH DEFINED 4000 0 0
NOKIA CORPORATION ADR 654902204 227 13680 SH SOLE 13680 0 0
NOKIA CORPORATION ADR 654902204 35 2150 SH DEFINED 1550 0 600
NORAM ENERGY CORP SUB DEB CONV 6% 3/15/12 655419AC3 23 23300 PRN DEFINED 23300 0 0
NORDSON CORP 655663102 10 300 SH DEFINED 300 0 0
NORFOLK SOUTHERN CORP COM 655844108 146 4730 SH SOLE 4730 0 0
NORFOLK SOUTHERN CORP COM 655844108 156 5060 SH DEFINED 4700 360 0
NORTEL NETWORKS CORP NEW 656568102 7 3000 SH DEFINED 3000 0 0
NORTH EUROPEAN OIL ROYALTY TRUST BEN. INTEREST 659310106 22 800 SH SOLE 800 0 0
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 72 1475 SH SOLE 1475 0 0
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NORTHERN TRUST CORP 665859104 9 200 SH SOLE 200 0 0
NORTHROP GRUMMAN CORP 666807102 22 400 SH SOLE 400 0 0
NORTHROP GRUMMAN CORP 666807102 8 158 SH DEFINED 158 0 0
NORTHSTAR REALTY 66704R100 10 1000 SH SOLE 1000 0 0
NOVARTIS AG ADRS 66987V109 16 355 SH SOLE 355 0 0
NOVARTIS AG ADRS 66987V109 4 100 SH DEFINED 100 0 0
OGE ENERGY CO. 670837103 57 2000 SH SOLE 2000 0 0
OGE ENERGY CO. 670837103 11 400 SH DEFINED 400 0 0
NUVEEN INVTS INC 67090F106 3 100 SH DEFINED 0 100 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 116 7658 SOLE 7658 0 0
NUVEEN NJ INVT QUALITY MUN FUND COM670971100 33 2190 DEFINED 2190 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 63 4070 SOLE 4070 0 0
NUVEEN INSD MUNICIPAL OPPORTUNITY FUND INC 670984103 49 3200 DEFINED 3200 0 0
NUVEEN PREMIER INSURED MUNICIPAL INCOME FUND 670987106 25 1650 DEFINED 1650 0 0
NUVEEN NJ PREMIUM INCOME 67101N106 23 1493 SOLE 1493 0 0
OSI PHARMACEUTICALS INC. COM 671040103 2 64 SH DEFINED 64 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 23 300 SH SOLE 300 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 38 500 SH DEFINED 500 0 0
OFFICEMAX INC DEL 67622P101 13 437 SH DEFINED 437 0 0
ONEOK INC NEW COM 682680103 130 4000 SH DEFINED 4000 0 0
ORACLE CORPORATION 68389X105 97 7397 SH SOLE 7397 0 0
ORACLE CORPORATION 68389X105 201 15300 SH DEFINED 11700 0 3600
PG&E CORP COM 69331C108 15 400 SH DEFINED 400 0 0
PHH CORPORATION COM 693320202 0 21 SH SOLE 21 0 0
PHH CORPORATION COM 693320202 0 10 SH DEFINED 10 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 95 1750 SH SOLE 1750 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 324 5961 SH DEFINED 5961 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PPG INDS INC COM 693506107 1782 28400 SH SOLE 28360 0 40
PPG INDS INC COM 693506107 1284 20470 SH DEFINED 17945 1850 675
PPL CORP 69351T106 11 200 SH SOLE 200 0 0
PPL CORP 69351T106 35 600 SH DEFINED 400 200 0
PACCAR INC COM 693718108 84 1237 SH DEFINED 1237 0 0
PACTIV CORP COM 695257105 1 64 SH SOLE 64 0 0
PALMONE INC 69713P107 0 18 SH SOLE 18 0 0
PARKER DRILLING CO COM 701081101 2 300 SH SOLE 300 0 0
PAXAR CORP 704227107 1 100 SH SOLE 100 0 0
PEABODY ENERGY CORP 704549104 2304 44285 SH SOLE 44285 0 0
PEABODY ENERGY CORP 704549104 1621 31160 SH DEFINED 25950 4210 1000
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 10138 366018 SH SOLE 363818 0 2200
PEAPACK-GLADSTONE FINANCIAL CORPORATION 704699107 19278 695973 SH DEFINED 610950 84369 654
PENGROWTH ENERGY TRUST CLASS A 706902301 44 2000 SH SOLE 2000 0 0
PENN VA RESOURCE PARTNERS LP 707884102 28 600 SH SOLE 600 0 0
PENN VA RESOURCE PARTNERS LP 707884102 203 4250 SH DEFINED 4250 0 0
J.C.PENNEY CO., INC. 708160106 84 1601 SH DEFINED 1601 0 0
PENTAIR INC 709631105 84 1980 SH SOLE 1980 0 0
PEOPLES ENERGY CORPORATION 711030106 52 1200 SH DEFINED 1200 0 0
PEPCO HOLDINGS INC COM 713291102 93 3923 SH DEFINED 3923 0 0
PEPSICO INC COM 713448108 3221 59741 SH SOLE 58716 0 1025
PEPSICO INC COM 713448108 2395 44426 SH DEFINED 41426 2500 500
PEREGRINE PHARMACEUTICALS INC 713661106 0 100 SH DEFINED 100 0 0
PERKINELMER INC COM 714046109 87 4628 SH DEFINED 4628 0 0
PETROCHINA ADR 71646E100 11 150 SH DEFINED 150 0 0
PETROLEUM & RESOURCES CORPORATION 716549100 14 500 SH DEFINED 500 0 0
PFIZER INC COM 717081103 3188 115657 SH SOLE 113907 0 1750
PFIZER INC COM 717081103 2470 89621 SH DEFINED 81606 6465 1550
THE PHOENIX COMPANIES,INC. 71902E109 54 4553 SH SOLE 1124 0 3429
PHOTOMEDEX INC 719358103 11 5000 SH SOLE 5000 0 0
PIMCO MUNICIPAL INCOME FUND II 72200W106 61 4000 DEFINED 0 4000 0
PIPER JAFFRAY COMPANIES 724078100 0 6 SH SOLE 6 0 0
PITNEY BOWES INC COM 724479100 37 850 SH SOLE 850 0 0
PITNEY BOWES INC COM 724479100 90 2082 SH DEFINED 2082 0 0
PLACER DOME INC COM 725906101 43 2800 SH SOLE 2800 0 0
PLACER DOME INC COM 725906101 19 1300 SH DEFINED 0 1300 0
PLAINS EXPLORATION & PRODUCTION CORP 726505100 17 490 SH DEFINED 490 0 0
PLUM CREEK TIMBER CO INC COM 729251108 35 975 SH DEFINED 975 0 0
PRIMEWEST ENERGY TRUST 741930309 25 1000 SH SOLE 1000 0 0
PROCTER & GAMBLE CO COM 742718109 4545 86163 SH SOLE 85038 0 1125
PROCTER & GAMBLE CO COM 742718109 3840 72809 SH DEFINED 64414 6395 2000
PROGRESS ENERGY INC COM 743263105 9 200 SH SOLE 200 0 0
PROLOGIS TRUST 743410102 1464 36410 SH SOLE 36410 0 0
PROLOGIS TRUST 743410102 1537 38220 SH DEFINED 34475 3745 0
PROTECTIVE LIFE CORP 743674103 25 596 SH SOLE 596 0 0
PROTEIN DESIGN LABS INC 74369L103 949 47003 SH SOLE 47003 0 0
PROVIDENT ENERGY TR UNIT 74386K104 88 8400 SH DEFINED 0 8400 0
PRUDENTIAL FINANCIAL INC 744320102 155 2368 SH SOLE 1630 0 738
PRUDENTIAL FINANCIAL INC 744320102 24 369 SH DEFINED 0 369 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 1134 18650 SH SOLE 18650 0 0
PUBLIC SERVICE ENTERPRISE GROUP, INC. 744573106 1399 23010 SH DEFINED 21816 1194 0
PUTNAM HIGH YIELD MUNICIPAL TRUST 746781103 35 5000 DEFINED 5000 0 0
QLOGIC CORP 747277101 21 700 SH DEFINED 700 0 0
QUALCOMM INC 747525103 331 10055 SH SOLE 10055 0 0
QUALCOMM INC 747525103 155 4700 SH DEFINED 4400 300 0
QUEST DIAGNOSTICS INC COM 74834L100 2984 56029 SH SOLE 54875 0 1154
QUEST DIAGNOSTICS INC COM 74834L100 1978 37150 SH DEFINED 34130 1020 2000
QUESTAR CORP 748356102 62 950 SH DEFINED 950 0 0
QWEST COMMUNICATIONS INT'L 749121109 3 913 SH DEFINED 913 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
QUOVADX INC 74913K106 5 2000 SH DEFINED 2000 0 0
RAINING DATA CORP 75087R108 12 4900 SH DEFINED 4900 0 0
RAMTRON INTL CORP COM NEW 751907304 0 282 SH DEFINED 282 0 0
RANGE RES CORP 75281A109 13 500 SH DEFINED 500 0 0
RAYONIER INC COM 754907103 19 377 SH SOLE 377 0 0
RAYTHEON CO 755111507 39 1000 SH SOLE 1000 0 0
RAYTHEON CO 755111507 179 4600 SH DEFINED 4600 0 0
REAVES UTIL INCOME FUND 756158101 10 500 SH SOLE 500 0 0
RED HAT INC COM 756577102 0 30 SH DEFINED 30 0 0
ROCKWELL AUTOMATION INC 773903109 69 1417 SH SOLE 1417 0 0
ROCKWELL AUTOMATION INC 773903109 90 1850 SH DEFINED 1100 750 0
ROCKWELL COLLINS INC 774341101 17 367 SH SOLE 367 0 0
ROGERS COMMUNICATION INC. CL.B NON VOTING 775109200 230 7000 SH SOLE 7000 0 0
ROHM & HAAS COMPANY 775371107 23 500 SH DEFINED 0 500 0
ROPER INDUSTRIES INC 776696106 21 300 SH DEFINED 0 300 0
ROYAL BANK OF SCOTLAND GROUP PLC SER D 780097606 31 1200 SH DEFINED 1200 0 0
ROYAL BK SCOTLD GROUP PLC SPONS'D ADR SER L PFD 780097788 87 3600 SH SOLE 3600 0 0
ROYAL BK SCOTLD GROUP PLC SPONS'D ADR SER L PFD 780097788 97 4000 SH DEFINED 4000 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 22 350 SH SOLE 350 0 0
ROYAL DUTCH PETE CO SH PAR N GLDR 780257804 898 13838 SH DEFINED 13838 0 0
RUBY TUESDAY INC. 781182100 16 656 SH DEFINED 656 0 0
SBC COMMUNICATIONS INC 78387G103 298 12560 SH SOLE 12560 0 0
SBC COMMUNICATIONS INC 78387G103 603 25411 SH DEFINED 23411 0 2000
SCOLR PHARMA INC 78402X107 4 1500 SH DEFINED 1500 0 0
SLM CORP 78442P106 374 7375 SH SOLE 7375 0 0
SLM CORP 78442P106 152 3000 SH DEFINED 3000 0 0
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 363 3051 SH SOLE 2751 0 300
STANDARD & POORS DEPOSITORY RECEIPTS 78462F103 115 966 SH DEFINED 715 251 0
SAFEGUARD SCIENTIFIC INC.COM 786449108 2 2000 SH DEFINED 2000 0 0
SAFEWAY INC 786514208 4 200 SH DEFINED 200 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 5 142 SH SOLE 142 0 0
THE ST. PAUL TRAVELERS COMPANIES INC. 792860108 98 2493 SH DEFINED 2483 10 0
THE SALOMON BROTHERS FUND INC 795477108 15 1175 SH DEFINED 1175 0 0
SARA LEE CORP COM 803111103 176 8900 SH SOLE 8900 0 0
SARA LEE CORP COM 803111103 19 1000 SH DEFINED 1000 0 0
SCANA CORP NEW 80589M102 153 3600 SH DEFINED 3600 0 0
HENRY SCHEIN, INC COM 806407102 24 600 SH DEFINED 600 0 0
SCHERING PLOUGH CORP COM 806605101 123 6459 SH SOLE 6459 0 0
SCHERING PLOUGH CORP COM 806605101 120 6319 SH DEFINED 6319 0 0
SCHERING-PLOUGH MANDATORY CONV PREF 806605606 670 13150 SH SOLE 13150 0 0
SCHERING-PLOUGH MANDATORY CONV PREF 806605606 188 3700 SH DEFINED 3600 100 0
SCHLUMBERGER LTD COM 806857108 321 4239 SH SOLE 3739 0 500
SCHLUMBERGER LTD COM 806857108 567 7478 SH DEFINED 7478 0 0
THE E.W. SCRIPPS COMPANY COM 811054204 14 300 SH DEFINED 0 300 0
SEA CONTAINERS LTD CLASS A COMMON 811371707 1 100 SH DEFINED 100 0 0
SEALED AIR CORP NEW COM 81211K100 572 11500 SH SOLE 11500 0 0
SEALED AIR CORP NEW COM 81211K100 275 5528 SH DEFINED 5378 150 0
SECTOR SPDR MATERIALS FUND 81369Y100 2 100 SH SOLE 100 0 0
SELECTIVE INS. GROUP INC. 816300107 520 10500 SH SOLE 10500 0 0
SEMPRA ENERGY COM 816851109 6 150 SH SOLE 150 0 0
SEMPRA ENERGY COM 816851109 148 3600 SH DEFINED 3600 0 0
SHELL TRANSPORT & TRADING CO PLC 822703609 52 900 SH SOLE 900 0 0
SIEMENS AG SPONSORED ADR 826197501 30 425 SH SOLE 425 0 0
SIGMA-ALDRICH CORP 826552101 33 600 SH SOLE 600 0 0
SILICON GRAPHICS INC 827056102 0 200 SH DEFINED 200 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2421 33401 SH SOLE 32901 0 500
SIMON PPTY GROUP INC NEW COM 828806109 2206 30440 SH DEFINED 28330 2110 0
SIRIUS SATELLITE RADIO INC 82966U103 3 500 SH SOLE 500 0 0
SIRIUS SATELLITE RADIO INC 82966U103 13 2100 SH DEFINED 2100 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
J. M. SMUCKER CO 832696405 68 1460 SH SOLE 1460 0 0
J. M. SMUCKER CO 832696405 86 1850 SH DEFINED 1850 0 0
SONIC CORP 835451105 32 1050 SH SOLE 1050 0 0
SONIC CORP 835451105 57 1875 SH DEFINED 1875 0 0
SONOCO PRODUCTS 835495102 19 750 SH SOLE 750 0 0
SONY CORP ADR AMERN SH NEW EA REPR 1 JAPANESE 835699307 20 600 SH DEFINED 600 0 0
SOUTH JERSEY INDUSTRIES, INC 838518108 10 171 SH DEFINED 171 0 0
SOUTHERN CO COM 842587107 278 8045 SH SOLE 8045 0 0
SOUTHERN CO COM 842587107 444 12825 SH DEFINED 12825 0 0
SOUTHWEST AIRLS CO COM 844741108 4 300 SH SOLE 300 0 0
SOVEREIGN BANCORP INC 845905108 44 2000 SH DEFINED 500 1500 0
SPRINT CORPORATION 852061100 7 316 SH SOLE 316 0 0
SPRINT CORPORATION 852061100 40 1595 SH DEFINED 1595 0 0
STAPLES INC 855030102 52 2452 SH SOLE 2452 0 0
STAPLES INC 855030102 25 1200 SH DEFINED 0 1200 0
STARBUCKS CORPORATION 855244109 745 14430 SH SOLE 14430 0 0
STARBUCKS CORPORATION 855244109 907 17575 SH DEFINED 16300 1275 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 29 501 SH SOLE 501 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 50 857 SH DEFINED 857 0 0
STRATTEC SECURITY CORPORATION 863111100 1 20 SH SOLE 20 0 0
STREETTRACKS GOLD TR 863307104 32 750 SH DEFINED 500 250 0
STRYKER CORP 863667101 9 200 SH SOLE 200 0 0
STRYKER CORP 863667101 88 1860 SH DEFINED 1860 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 53 1500 SH SOLE 1500 0 0
SUBURBAN PROPANE PARTNERS LP UNIT LTD 864482104 264 7400 SH DEFINED 700 6700 0
SUN MICROSYSTEMS INC COM 866810104 1 500 SH SOLE 500 0 0
SUN MICROSYSTEMS INC COM 866810104 26 7050 SH DEFINED 5450 0 1600
SUNCOR ENERGY INC 867229106 18 400 SH DEFINED 400 0 0
SUNOCO INC 86764P109 13 119 SH SOLE 119 0 0
SUNOCO INC 86764P109 342 3009 SH DEFINED 3009 0 0
SUNTRUST BANKS INC 867914103 165 2292 SH SOLE 2292 0 0
SUPERGEN INC COM 868059106 232 47000 SH DEFINED 47000 0 0
SYMANTEC 871503108 1608 74045 SH SOLE 73145 0 900
SYMANTEC 871503108 1108 51000 SH DEFINED 43700 5700 1600
SYNGENTA AG 87160A100 2 115 SH SOLE 115 0 0
SYSCO CORPORATION 871829107 105 2920 SH SOLE 2920 0 0
SYSCO CORPORATION 871829107 190 5275 SH DEFINED 5000 275 0
TC PIPELINES LTD 87233Q108 16 500 SH SOLE 500 0 0
TECO ENERGY INC COM 872375100 148 7850 SH SOLE 7850 0 0
TECO ENERGY INC COM 872375100 123 6550 SH DEFINED 6550 0 0
TGC INDS INC 872417308 772 142334 SH SOLE 142334 0 0
TJX COMPANIES 872540109 48 2000 SH DEFINED 2000 0 0
TXU CORP 873168108 27 333 SH SOLE 333 0 0
TXU CORP 873168108 108 1300 SH DEFINED 1300 0 0
TALISMAN ENERGY INC 87425E103 1154 30730 SH SOLE 30730 0 0
TALISMAN ENERGY INC 87425E103 576 15345 SH DEFINED 15225 120 0
TARGET CORPORATION 87612E106 1856 34120 SH SOLE 33570 0 550
TARGET CORPORATION 87612E106 2034 37395 SH DEFINED 34520 2425 450
TAUBMAN CTRS INC COM 876664103 40 1200 SH DEFINED 1200 0 0
TELEFONOS DE MEXICO SA DE CV ADR 879403780 15 800 SH DEFINED 800 0 0
TEMPLETON GLOBAL INCOME FUND INC 880198106 3 371 SH SOLE 371 0 0
TERADYNE INC 880770102 41 3500 SH SOLE 3500 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 1670 53675 SH SOLE 53675 0 0
TEVA PHARMACEUTICAL INDS ADR 881624209 1049 33705 SH DEFINED 30155 3550 0
TEXAS INSTRUMENTS 882508104 1726 61529 SH SOLE 59529 0 2000
TEXAS INSTRUMENTS 882508104 1411 50318 SH DEFINED 45700 3118 1500
THERMO ELECTRON CORP COM 883556102 61 2272 SH DEFINED 2272 0 0
THOMAS & BETTS CORPORATION 884315102 11 400 SH DEFINED 400 0 0
THORNBURG MORTGAGE INC 885218107 11 400 SH SOLE 400 0 0
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
3COM CORP COM 885535104 3 1000 SH DEFINED 1000 0 0
3M CO COM 88579Y101 2062 28528 SH SOLE 27868 0 660
3M CO COM 88579Y101 2643 36564 SH DEFINED 33589 1875 1100
TIFFANY & CO. INC 886547108 1 50 SH SOLE 50 0 0
TIME WARNER INC NEW 887317105 35 2105 SH SOLE 2105 0 0
TIME WARNER INC NEW 887317105 138 8313 SH DEFINED 8313 0 0
TIMKEN CO 887389104 92 4000 SH DEFINED 4000 0 0
TORO COMPANY 891092108 23 600 SH DEFINED 600 0 0
TOYOTA MOTOR CORP ADR 892331307 7 100 SH DEFINED 100 0 0
TRACTOR SUPPLY CO 892356106 19 400 SH DEFINED 0 400 0
TRANSCANADA CORP 89353D107 4 152 SH SOLE 152 0 0
TRI-CONTINENTAL CORPORATION 895436103 13 739 SH DEFINED 739 0 0
TRIBUNE CO NEW COM 896047107 43 1227 SH DEFINED 1227 0 0
TRIZEC PROPERTIES INC 89687P107 321 15645 SH SOLE 15645 0 0
TRIZEC PROPERTIES INC 89687P107 397 19350 SH DEFINED 15450 3900 0
TUPPERWARE CORP COM 899896104 2 100 SH DEFINED 100 0 0
TYCO INTL LTD NEW COM 902124106 108 3700 SH SOLE 3700 0 0
TYCO INTL LTD NEW COM 902124106 14 500 SH DEFINED 500 0 0
UGI CORPORATION 902681105 282 10125 SH SOLE 10125 0 0
UGI CORPORATION 902681105 304 10900 SH DEFINED 10900 0 0
UIL HLDG CORP 902748102 34 637 SH DEFINED 637 0 0
UST INC COM 902911106 22 500 SH DEFINED 500 0 0
US BANCORP DEL COM 902973304 18 625 SH SOLE 625 0 0
UNILIVER NV NY SHARE F NEW 904784709 25 400 SH DEFINED 400 0 0
UNION PACIFIC CORP COM 907818108 239 3698 SH SOLE 3698 0 0
UNION PACIFIC CORP COM 907818108 449 6933 SH DEFINED 4475 0 2458
UNITED PARCEL SERVICE 911312106 2240 32401 SH SOLE 31686 0 715
UNITED PARCEL SERVICE 911312106 1664 24075 SH DEFINED 21300 1975 800
UNITED TECHNOLOGIES CORP COM 913017109 1396 27206 SH SOLE 27206 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1839 35836 SH DEFINED 33881 1955 0
UNIVERSAL CORP 913456109 0 2 SH SOLE 2 0 0
UNIVERSAL TECHNICAL 913915104 26 800 SH DEFINED 800 0 0
VALLEY NATIONAL BANCORP. 919794107 98 4232 SH DEFINED 4232 0 0
VERIZON CORPORATION 92343V104 841 24366 SH SOLE 24366 0 0
VERIZON CORPORATION 92343V104 2034 58896 SH DEFINED 52281 3629 2986
VERITAS SOFTWARE CORP 923436109 16 689 SH DEFINED 689 0 0
VIACOM INC. CLASS B COMMON 925524308 3 95 SH SOLE 95 0 0
VIACOM INC. CLASS B COMMON 925524308 10 325 SH DEFINED 325 0 0
VODAFONE GROUP PLC 92857W100 567 23348 SH SOLE 23348 0 0
VODAFONE GROUP PLC 92857W100 669 27554 SH DEFINED 23771 1783 2000
VORNADO REALTY TRUST 929042109 765 9525 SH SOLE 9525 0 0
VORNADO REALTY TRUST 929042109 888 11050 SH DEFINED 9750 1300 0
VULCAN MATERIALS COMPANY COM 929160109 129 2000 SH DEFINED 2000 0 0
WGL HOLDINGS INC 92924F106 181 5400 SH DEFINED 4400 0 1000
W.P. CAREY & CO LLC 92930Y107 8 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 3569 71987 SH SOLE 71987 0 0
WACHOVIA CORP 2ND NEW COM 929903102 2026 40874 SH DEFINED 34832 6042 0
WAL-MART STORES INC 931142103 294 6100 SH SOLE 6100 0 0
WAL-MART STORES INC 931142103 547 11351 SH DEFINED 11351 0 0
WALGREEN CO 931422109 22 500 SH SOLE 500 0 0
WALGREEN CO 931422109 4 102 SH DEFINED 0 102 0
WASHINGTON MUTUAL INC 939322103 4 100 SH SOLE 100 0 0
WASHINGTON MUTUAL INC 939322103 40 1000 SH DEFINED 1000 0 0
WASHINGTON REAL ESTATE INVT TR SBI 939653101 15 500 SH DEFINED 500 0 0
WASHINGTON TRUST BANCORP INC 940610108 87 3163 SH DEFINED 3163 0 0
WASTE MANAGEMENT INC 94106L109 4 145 SH DEFINED 145 0 0
WEBMD CORP 94769M105 14 1400 SH DEFINED 0 1400 0
WELLPOINT COM 94973V107 11 170 SH SOLE 170 0 0
WELLS FARGO & CO NEW COM 949746101 3054 49604 SH SOLE 48804 0 800
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WELLS FARGO & CO NEW COM 949746101 2715 44092 SH DEFINED 37785 5397 910
WESTERN GAS RESOURCES INC 958259103 69 2000 SH DEFINED 2000 0 0
WEYERHAEUSER CO COM 962166104 11 186 SH SOLE 186 0 0
WEYERHAEUSER CO COM 962166104 127 2000 SH DEFINED 2000 0 0
WHIRLPOOL CORP COM 963320106 21 300 SH DEFINED 0 0 300
WHITING PETROLEUM CORP 966387102 36 1000 SH DEFINED 1000 0 0
WHOLE FOOD MARKET INC 966837106 53 450 SH SOLE 450 0 0
WHOLE FOOD MARKET INC 966837106 65 550 SH DEFINED 550 0 0
WILLIAMS COS INC DEL COM 969457100 1 100 SH SOLE 100 0 0
WILLIAMS COS INC DEL COM 969457100 95 5000 SH DEFINED 5000 0 0
WILLIAMS SONOMA INC COM 969904101 189 4800 SH DEFINED 2800 2000 0
WISCONSIN ENERGY CORP COM 976657106 192 4936 SH DEFINED 4936 0 0
WORLD WRESTLING ENTERTAINMENT INC. 98156Q108 1 110 SH DEFINED 110 0 0
WRIGLEY WM JR CO 982526105 729 10602 SH SOLE 10602 0 0
WRIGLEY WM JR CO 982526105 953 13855 SH DEFINED 12300 1555 0
WYETH INC. 983024100 1028 23115 SH SOLE 23115 0 0
WYETH INC. 983024100 1693 38054 SH DEFINED 36074 1780 200
XTO ENERGY INC 98385X106 87 2583 SH DEFINED 2583 0 0
XILINX INC 983919101 25 1000 SH SOLE 1000 0 0
XILINX INC 983919101 81 3200 SH DEFINED 3200 0 0
YAHOO INC 984332106 16 475 SH DEFINED 475 0 0
YUM BRANDS INC 988498101 3 60 SH SOLE 60 0 0
YUM BRANDS INC 988498101 2 40 SH DEFINED 40 0 0
ZEBRA TECHNOLOGIES CORP CLASS A 989207105 13 300 SH SOLE 300 0 0
ZIMMER HOLDINGS GROUP 98956P102 113 1485 SH SOLE 1485 0 0
ZIMMER HOLDINGS GROUP 98956P102 512 6725 SH DEFINED 6725 0 0
GRAND TOTALS 379932 9620890 9060698 412077 148115