Funding Includes $20M for Resilient Roofing and $17M for First-Time Homebuyer Assistance

The Federal Home Loan Bank of Dallas (FHLB Dallas) is committing millions in funding through its 2026 Community Investment programs to strengthen housing and economic development across its five-state District, including $17 million for first-time homebuyer assistance.

”Everything we do is about equipping our members with flexible funding and grants that strengthen housing and spur economic opportunity in the communities they serve,” said Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas.

All grants and funding opportunities are provided through FHLB Dallas financial institution members. FHLB Dallas doesn’t provide grants or loans directly to consumers.

Here’s a look at this year’s allocations and programs:

• Affordable Housing Program (AHP) General Fund: up to $1.75 million per project for construction or rehabilitation of affordable housing. FHLB Dallas allocates at least 10 percent of its income each year in the form of AHP General Fund and AHP Homeownership Set Aside program grants. The 2026 AHP General Fund application round opens on March 31 and awards will be announced this fall
• Disaster Rebuilding Assistance (DRA): $3.5 million to help homeowners repair properties damaged by federally declared disasters
• FHLB Dallas FORTIFIED Fund: $10 million to help fund storm-resistant roofs designed to withstand severe storms for eligible homeowners
• FHLB Dallas FORTIFIED Rental Program: $10 million to help fund storm-resistant roofs designed to withstand severe storms for affordable multifamily rental properties owned by not for profits, including public housing authorities
• Homebuyer Equity Leverage Partnership (HELP): $17 million in grants to assist eligible first-time homebuyers with down payment and closing costs
• Housing Assistance for Veterans (HAVEN): $1 million for home modifications or down payment assistance for disabled military veterans, service members and Gold Star Families
• Native American Housing Opportunities (NAHO) Fund: $1.5 million to support affordable housing initiatives by tribal housing entities
• Partnership Grant Program (PGP): $1.5 million for a matching program offered in conjunction with FHLB Dallas financial institution members for grants to qualified community-based organizations
• Pathway Fund: $3 million to help organizations with initiatives that prevent or address heirs’ property issues that create a clouded title usually because the original owner died without a will
• Small Business Boost (SBB): $4 million for small business loans for the creation and expansion of small businesses. A portion of each recipient’s loan payments go back into the program to be lent out again
• Special Needs Assistance Program (SNAP): $1.8 million for home repairs or modifications for homeowners with occupants, who are disabled, elderly or have other special needs

FHLB Dallas also offers two affordable housing and economic development advance (loan) programs:

• Community Investment Program: Favorably priced advances (loans) for FHLB Dallas members to support affordable housing for homeowners and renters earning up to 115 percent of their area’s median income
• Economic Development Program: Favorably priced advances (loans) for FHLB Dallas members to support qualified economic and commercial development

For full details on all programs, see FHLB Dallas’ Community Programs webpage.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $112.2 billion as of September 30, 2025, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit fhlb.com.

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Everything we do is about equipping our members with flexible funding and grants that strengthen housing and spur economic opportunity in the communities they serve,” Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas