Melia Advisory Group (918-794-9290) continues to expand its specialized income growth planning and managed investment services in and around Tulsa. The firm offers retirement income strategies, tax-efficient investment planning, and estate planning integration.
-- Melia Advisory Group is expanding its income-focused retirement planning and managed portfolio services for individuals in or approaching retirement throughout the Tulsa, Oklahoma area. The firm's approach centers on helping clients transition from wealth accumulation to generating steady investment income so they can fund retirement expenses without constantly selling down principal.
More details can be found at https://www.meliagroup.com/financial-planning
Rather than relying on a traditional "4% withdrawal" framework, Melia Advisory Group builds portfolios around dividends and interest with the aim of empowering clients to "live off the income" while preserving their underlying assets. The firm's objective is to keep income growing faster than inflation over time, so retirees can better maintain their standard of living as costs rise. The Federal Reserve seeks to achieve 2% inflation over the longer run; at that rate, prices are expected to rise by roughly 22% over 10 years if inflation averaged 2% annually, heightening the need for retirement income that keeps pace with the cost of living.
Financial advisors at Melia Advisory Group actively manage client portfolios, reviewing dozens of company earnings calls each quarter and making adjustments when fundamentals or risk conditions change. This hands-on approach is intended to reduce exposure to companies that may cut dividends or face deteriorating financials, in contrast to "set-and-forget" strategies that may not respond quickly to evolving market conditions. While no strategy can eliminate risk, Melia seeks to balance income generation with prudent risk management.
Tax efficiency plays a central role in the firm's planning process. Advisors help clients coordinate withdrawals from IRAs, 401(k) rollovers, and taxable accounts in a tax-aware sequence, with the goal of minimizing the tax impact on distributions, Social Security benefits, and investment gains. By planning the timing and source of withdrawals, clients can potentially keep more after-tax income available to fund retirement needs.
In addition to investment management and income planning, Melia provides Social Security analysis, Medicare guidance, IRA management and Required Minimum Distribution (RMD) support, and estate planning coordination. Advisors work alongside clients' attorneys and CPAs to help ensure that beneficiary designations, account titling, and estate documents align with the overall financial plan.
The team, based in Oklahoma, considers state-specific tax rules, regional economic conditions, and community cost-of-living factors when designing retirement income plans. Many clients are navigating decisions about when to retire, when to claim Social Security, how to handle healthcare expenses, and how to avoid outliving their savings; the firm's planning process is built to address these practical questions directly.
Melia Advisory Group is a Tulsa-based retirement planning firm led by President Greg Melia, focused on income-first strategies to help Oklahoma retirees protect principal and support long-term lifestyle needs. The firm charges a 1% annual management fee, avoiding additional layers of mutual fund or broker commissions that can increase total costs at other firms.
Tulsa residents who are approaching or already in retirement and want to convert accumulated savings into a reliable income stream can learn more about Melia Advisory Group's services at https://www.meliagroup.com
Contact Info:
Name: Contact Melia
Email: Send Email
Organization: Melia Advisory Group
Address: 5424 S Memorial Dr Building E, Tulsa, Oklahoma 74145, United States
Website: https://www.meliagroup.com/
Source: PressCable
Release ID: 89180206
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