Buy-now-pay-later service Sezzle (NASDAQCM:SEZL) will be reporting earnings this Wednesday after market close. Here’s what to expect.
Sezzle beat analysts’ revenue expectations last quarter, reporting revenues of $116.8 million, up 67% year on year. It was a stunning quarter for the company, with an impressive beat of analysts’ revenue estimates and .
Is Sezzle a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, the market is expecting Sezzle’s revenue to grow 28.7% year on year, slowing from the 101% increase it recorded in the same quarter last year.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Sezzle has a history of exceeding Wall Street’s expectations.
Looking at Sezzle’s peers in the personal loan segment, some have already reported their Q4 results, giving us a hint as to what we can expect. SoFi delivered year-on-year revenue growth of 37%, beating analysts’ expectations by 2.7%, and LendingClub reported revenues up 22.7%, topping estimates by 1.8%. SoFi traded down 9.4% following the results while LendingClub was also down 16%.
Read our full analysis of SoFi’s results here and LendingClub’s results here.
The outlook for 2025 remains clouded by potential trade policy changes and corporate tax discussions, which could impact business confidence and growth. While some of the personal loan stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 10% on average over the last month. Sezzle is down 15.6% during the same time and is heading into earnings with an average analyst price target of $92.60 (compared to the current share price of $56.90).
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