Financial guidance platform NerdWallet (NASDAQ: NRDS) reported revenue ahead of Wall Street’s expectations in Q4 CY2025, with sales up 22.6% year on year to $225.4 million. Its GAAP profit of $0.19 per share was 8.9% above analysts’ consensus estimates.

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Company Overview

Born from founder Tim Chen's frustration with the lack of transparent credit card information when helping his sister in 2009, NerdWallet (NASDAQ: NRDS) is a digital platform that provides financial guidance to help consumers and small businesses make smarter decisions about credit cards, loans, insurance, and other financial products.

Revenue Growth

Examining a company’s long-term performance can provide clues about its quality. Any business can put up a good quarter or two, but many enduring ones grow for years. Over the last five years, NerdWallet grew its revenue at an incredible 27.8% compounded annual growth rate. Its growth beat the average financials company and shows its offerings resonate with customers, a helpful starting point for our analysis.

We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. NerdWallet’s annualized revenue growth of 18.1% over the last two years is below its five-year trend, but we still think the results suggest healthy demand. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.

This quarter, NerdWallet reported robust year-on-year revenue growth of 22.6%, and its $225.4 million of revenue topped Wall Street estimates by 22.9%.

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Key Takeaways from NerdWallet’s Q4 Results

We were impressed by how significantly NerdWallet blew past analysts’ revenue expectations this quarter. We were also glad its EPS outperformed Wall Street’s estimates. Zooming out, we think this quarter featured some important positives. The market seemed to be hoping for more, and the stock traded down 9.2% to $9.40 immediately after reporting.

So do we think NerdWallet is an attractive buy at the current price? We think that the latest quarter is only one piece of the longer-term business quality puzzle. Quality, when combined with valuation, can help determine if the stock is a buy. We cover that in our actionable full research report which you can read here (it’s free).