UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                  SCHEDULE 13G

                    Under the Securities Exchange Act of 1934

                               (Amendment No. 2 )*
                                             ---

                 Online Resources and Communications Corporation
--------------------------------------------------------------------------------
                                (Name of Issuer)

                                  Common Stock
--------------------------------------------------------------------------------
                         (Title of Class of Securities)


                                    68273G101
                  ---------------------------------------------
                                 (CUSIP Number)



                                December 31, 2001
         --------------------------------------------------------------
             (Date of Event Which Requires Filing of this Statement)


     Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

                                [x] Rule 13d-1(b)
                                [_] Rule 13d-1(c)
                                [_] Rule 13d-1(d)



*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).

                               Page 1 of 10 pages



----------------------------                       ----------------------------
  CUSIP No. 68273G101                 13G            Page 2 of 10 Pages
           -----------
-----------------------------                      ----------------------------
------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

      Liberty Wanger Asset Management, L.P. 36-3820584
------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                              (a) [_]
      Not Applicable                                            (b) [_]
------------------------------------------------------------------------------
      SEC USE ONLY
 3
------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 4
      Delaware
------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     5
     NUMBER OF            None
      SHARES       -----------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      6
     OWNED BY             0
                   -----------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     7
    REPORTING             None
      PERSON       -----------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH          8
                          0
------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 9
      0
------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
10
      Not Applicable                                                [_]
------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11
      0.0%
------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
12
      IA
------------------------------------------------------------------------------
                      *SEE INSTRUCTION BEFORE FILLING OUT!



----------------------------                       ----------------------------
  CUSIP No. 68273G101                 13G               Page 3 of 10 Pages
           -------------
----------------------------                       ----------------------------
------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

      WAM Acquisition GP, Inc.
------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                              (a) [_]
      Not Applicable                                            (b) [_]
------------------------------------------------------------------------------
      SEC USE ONLY
 3
------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 4
      Delaware
------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     5
     NUMBER OF            None
      SHARES       -----------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      6
     OWNED BY             0
                   -----------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     7
    REPORTING             None
      PERSON       -----------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH          8
                          0
------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 9
      0
------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
10
      Not Applicable                                                [_]
------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11
      0.0%
------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
12
      CO
------------------------------------------------------------------------------
                      *SEE INSTRUCTION BEFORE FILLING OUT!



----------------------------                       ----------------------------
  CUSIP No. 68273G101                 13G             Page 4 of 10 Pages
           -----------
----------------------------                       ----------------------------
------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1    S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

      Liberty Acorn Trust
------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2                                                              (a) [_]
      Not Applicable                                            (b) [_]
------------------------------------------------------------------------------
      SEC USE ONLY
 3
------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 4
      Massachusetts
------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     5
     NUMBER OF            None
      SHARES       -----------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      6
     OWNED BY             0
                   -----------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     7
    REPORTING             None
      PERSON       -----------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH          8
                          0
------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
  9
      0
------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
10
      Not Applicable                                                [_]
------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11
      0.0%
------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
12
      IV
------------------------------------------------------------------------------



Item 1(a)       Name of Issuer:

                     Online Resources and Communications Corporation


Item 1(b)       Address of Issuer's Principal Executive Offices:

                     7600 Colshire Drive
                     McLean, Virginia  22102


Item 2(a)       Name of Person Filing:

                     Liberty Wanger Asset Management, L.P. ("WAM")
                     WAM Acquisition GP, Inc., the general partner of WAM
                       ("WAM GP")
                     Liberty Acorn Trust ("Acorn")



Item 2(b)       Address of Principal Business Office:

                     WAM, WAM GP, and Acorn are all located at:

                     227 West Monroe Street, Suite 3000
                     Chicago, Illinois  60606


Item 2(c)       Citizenship:

                     WAM is a Delaware limited partnership; WAM GP is a Delaware
                     corporation; Acorn is a Massachusetts business trust.

Item 2(d)       Title of Class of Securities:

                     Common Stock

Item 2(e)       CUSIP Number:

                     68273G101

Item 3          Type of Person:

                     (d)     Acorn is an Investment Company under section 8 of
                             the Investment Company Act.

                     (e)     WAM is an Investment Adviser registered under
                             section 203 of the Investment Advisers Act of 1940;
                             WAM GP is the General Partner of the Investment
                             Adviser.

                               Page 5 of 10 pages



Item 4         Ownership (at December 31, 2001):

                    (a)  Amount owned "beneficially" within the meaning of
                         rule 13d-3:

                         0

                    (b)  Percent of class:

                         0.0 % (based on 13,376,890 shares outstanding as of
                         November 13, 2001)

                    (c)  Number of shares as to which such person has:

                              (i) sole power to vote or to direct the vote: none
                             (ii) shared power to vote or to direct the vote: 0
                            (iii) sole power to dispose or to direct the
                                  disposition of:  none
                             (iv) shared power to dispose or to direct
                                  disposition of:  0


Item 5         Ownership of Five Percent or Less of a Class:

                    If this statement is being filed to report the fact that as
                    of the date hereof the reporting person has ceased to be the
                    beneficial owner of more than five percent of the class of
                    securities, check the following: [x]

Item 6         Ownership of More than Five Percent on Behalf of Another Person:

                    Not Applicable

Item 7         Identification and Classification of the Subsidiary Which
               Acquired the Security Being Reported on by the Parent Holding
               Company:

                    Not Applicable

Item 8         Identification and Classification of Members of the Group:

                    Not Applicable

Item 9         Notice of Dissolution of Group:

                    Not Applicable

                               Page 6 of 10 Pages



Item 10        Certification:

                         By signing below I certify that, to the best of my
               knowledge and belief, the securities referred to above were
               acquired and are held in the ordinary course of business and were
               not acquired and are not held for the purpose of or with the
               effect of changing or influencing the control of the issuer of
               the securities and were not acquired and are not held in
               connection with or as a participant in any transaction having
               that purpose or effect.

                               Page 7 of 10 Pages



                                    Signature
                                    ---------

         After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

Date:  February 8, 2002


                  The undersigned corporation, on the date above written, agrees
                  and consents to the joint filing on its behalf of this
                  Schedule 13G in connection with its beneficial ownership of
                  the security reported herein.

                                     WAM Acquisition GP, Inc.
                                            for itself and as general partner of
                                            LIBERTY WANGER ASSET
                                            MANAGEMENT, L.P.



                                     By:  /s/ Bruce H. Lauer
                                          -------------------------------------
                                          Bruce H. Lauer
                                          Senior Vice President and Secretary

                  The undersigned corporation, on the date above written, agrees
                  and consents to the joint filing on its behalf of this
                  Schedule 13G in connection with its beneficial ownership of
                  the security reported herein.

                                     LIBERTY ACORN TRUST



                                     By:  /s/ Bruce H. Lauer
                                          -------------------------------------
                                              Bruce H. Lauer
                                              Vice President, Treasurer and
                                              Secretary


                               Page 8 of 10 Pages



                                  Exhibit Index
                                  -------------

Exhibit 1             Joint Filing Agreement dated as of February 8, 2002 by and
                      among Liberty Wanger Asset Management, L.P.,  WAM
                      Acquisition GP, Inc. and Liberty Acorn Trust

                               Page 9 of 10 Pages



                                                                       EXHIBIT 1

                             JOINT FILING AGREEMENT

     The undersigned hereby agree to the joint filing of the Schedule 13G to
which this Agreement is attached.

                  Dated:  February 8, 2002


                                         WAM Acquisition GP, Inc.
                                           for itself and as general partner of
                                           LIBERTY WANGER ASSET MANAGEMENT, L.P.



                                         By: /s/ Bruce H. Lauer
                                             -----------------------------------
                                                 Bruce H. Lauer
                                                 Senior Vice President and
                                                 Secretary


                                         LIBERTY ACORN TRUST



                                         By: /s/ Bruce H. Lauer
                                             -----------------------------------
                                                 Bruce H. Lauer
                                                 Vice President, Treasurer and
                                                 Secretary


                              Page 10 of 10 pages