New solution turns claim payments from a source of friction into a competitive advantage powered by the only payments network built exclusively for insurance.

One Inc, the leading digital payments network for the insurance industry, already connects more than 1.3 million vendors and providers with over 320 carriers. Today it launched XpressOne™, a major enhancement to that network. Vendors and providers now have the option to join XpressOne for faster payments and simpler reconciliation, with features that include self-service payment management, automated routing by location, carrier or TIN, custom reporting and real-time visibility.

XpressOne is purpose-built for the complex workflows of insurance. For vendors who receive payments from many carriers across numerous locations and tax identification numbers (TINs), it replaces a fragmented, high-friction process with a single, connected experience that gives them more control with far less manual work. Two payment modalities make funds arrive even faster: XpressOne ClaimsCard, a flexible card-based option, and XpressOne Direct, which deposits funds straight into the vendor’s bank account. Support for RTP and FedNow is coming soon.

Unlike bank rails and bill pay networks that simply move money, XpressOne runs on the only payments network built exclusively for insurance, a foundation no competitor can replicate. And as that network grows, so does the value XpressOne delivers for all parties.

“A vendor shouldn’t have to reconfigure their enhanced payment solution every time a different carrier sends them a payment,” said Eileen Carlin, Chief Network Officer at One Inc. “That’s the inefficiency XpressOne was built to eliminate. By connecting vendors to a shared network and giving them a single place to manage enhanced services and data, we’re helping remove friction that has existed in the industry for far too long.”

For carriers, the value is direct: XpressOne reduces friction with vendors. A single place for vendors to manage their own payments means fewer stop-payments, reissues and escalations, and fewer routine payment calls to the service center. By resolving more of the reconciliation issues vendors face, it also drives greater digital payment adoption. And because vendor payments move faster, carriers resolve claims sooner, building vendor loyalty and a better experience for policyholders awaiting repairs, services or claim fulfillment.

“Insurance payments are ultimately a network challenge, and the value of that network extends to all industry participants,” said Ian Drysdale, CEO of One Inc. “With XpressOne, we’re bringing the power of our network directly to the vendors and service providers who help keep claims moving. By giving them better tools for managing claim payments, we’re helping insurers reduce friction at every point of the claims ecosystem while improving outcomes for everyone involved.”

About One Inc:
One Inc, the leading digital payments network for property and casualty insurance, is modernizing payments for more than 320 carriers across homeowners, auto, workers' compensation, commercial, and specialty lines. Specializing solely in insurance, One Inc helps carriers cut costs, strengthen security, and improve customer experience across premium, claims, vendor, and escrow payments. The One Inc Digital Payments Platform offers flexible payment options, multi-channel communications, and fast claim settlements, even for complex, multi-party claims, with 55+ core system integrations and more than $230 billion in annual payment volume under contract. Named three times among CNBC's Top Global Fintech Companies and honored on the Inc. 5000 list five years running, One Inc is a leader in fintech innovation. For more information, visit www.OneInc.com.

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